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Jefferson Capital vs Stewards: JCAP and SWRD compared
Jefferson Capital is the larger company: $178M of revenue in its latest quarter (Q2 2026) against $3.5M for Stewards (Q2 2026). Jefferson Capital is growing faster (+16% against +5% a year earlier). Jefferson Capital is more profitable, with an operating margin of 45.9% against -114.5%.
Where the money goes: JCAP and SWRD
Jefferson Capital (JCAP) · Q2 2026
Jefferson Capital, Q2 2026: revenue $178M (+16% year over year), operating margin 45.9%, net earnings $41.3M, operating cash flow $43.3M. The chart follows the revenue to costs, profit and cash.
Stewards (SWRD) · Q2 2026
Stewards, Q2 2026: revenue $3.5M (+5% year over year), operating margin -114.5%, net loss $7.2M. The chart follows the revenue to costs, profit and cash.
| Jefferson Capital (JCAP) | Stewards (SWRD) | |
|---|---|---|
| Latest quarter | Q2 2026 | Q2 2026 |
| Revenue | $178M | $3.5M |
| Revenue growth, Y/Y | +16% | +5% |
| Operating margin | 45.9% | -114.5% |
| Net earnings | $41.3M | −$7.2M |
| Net margin | 23.3% | -208.7% |
| Operating cash flow | $43.3M | — |
Where the revenue comes from
Jefferson Capital
- United States: $129M (72%)
- Canada: $20.5M (12%)
- United Kingdom: $16.6M (9%)
- Latin America: $11.8M (7%)
Stewards
- Real Estate Operations: $2.4M (69%)
- Financing Solutions: $1.1M (31%)
Questions
Which is bigger, Jefferson Capital or Stewards?
Jefferson Capital is the larger company: $178M of revenue in its latest quarter (Q2 2026) against $3.5M for Stewards (Q2 2026).
Is Jefferson Capital or Stewards growing faster?
Jefferson Capital is growing faster (+16% against +5% a year earlier).
Which is more profitable, Jefferson Capital or Stewards?
Jefferson Capital is more profitable, with an operating margin of 45.9% against -114.5%.
More: Jefferson Capital earnings · how Jefferson Capital makes money · Stewards earnings · how Stewards makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 13, 2026; 10-Q filed Aug 14, 2026). Fiscal quarters can end on different dates. Not investment advice.