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Kearny Financial vs Ponce Financial Group: KRNY and PDLB compared
Kearny Financial is the larger company: $45.3M of revenue in its latest quarter (Q1 FY27) against $34.8M for Ponce Financial Group (Q3 2026). Ponce Financial Group is growing faster (+30% against +4% a year earlier). Ponce Financial Group is more profitable, with an operating margin of 35.5% against 28.0%.
Where the money goes: KRNY and PDLB
Kearny Financial (KRNY) · Q1 FY27
Kearny Financial, Q1 FY27: revenue $45.3M (+4% year over year), operating margin 28.0%, net earnings $10.0M, operating cash flow $9.3M. The chart follows the revenue to costs, profit and cash.
Ponce Financial Group (PDLB) · Q3 2026
Ponce Financial Group, Q3 2026: revenue $34.8M (+30% year over year), operating margin 35.5%, net earnings $18.2M, operating cash flow $13.4M. The chart follows the revenue to costs, profit and cash.
| Kearny Financial (KRNY) | Ponce Financial Group (PDLB) | |
|---|---|---|
| Latest quarter | Q1 FY27 | Q3 2026 |
| Revenue | $45.3M | $34.8M |
| Revenue growth, Y/Y | +4% | +30% |
| Operating margin | 28.0% | 35.5% |
| Net earnings | $10.0M | $18.2M |
| Net margin | 22.2% | 52.4% |
| Operating cash flow | $9.3M | $13.4M |
| Free cash flow | — | $13.4M |
Where the revenue comes from
Kearny Financial
- Net interest income: $40.1M (89%)
- Noninterest income: $5.2M (11%)
Ponce Financial Group
- Net interest income: $34.0M (98%)
- Noninterest income: $850K (2%)
Questions
Which is bigger, Kearny Financial or Ponce Financial Group?
Kearny Financial is the larger company: $45.3M of revenue in its latest quarter (Q1 FY27) against $34.8M for Ponce Financial Group (Q3 2026).
Is Kearny Financial or Ponce Financial Group growing faster?
Ponce Financial Group is growing faster (+30% against +4% a year earlier).
Which is more profitable, Kearny Financial or Ponce Financial Group?
Ponce Financial Group is more profitable, with an operating margin of 35.5% against 28.0%.
More: Kearny Financial earnings · how Kearny Financial makes money · Ponce Financial Group earnings · how Ponce Financial Group makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.