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OneMain Holdings vs Enova International: OMF and ENVA compared
OneMain Holdings is the larger company: $1.4B of revenue in its latest quarter (Q3 2026) against $1.0B for Enova International (Q3 2026). Enova International is growing faster (+26% against +10% a year earlier). Enova International is more profitable, with an operating margin of 24.5% against 17.2%.
Where the money goes: OMF and ENVA
OneMain Holdings (OMF) · Q3 2026
OneMain Holdings, Q3 2026: revenue $1.4B (+10% year over year), operating margin 17.2%, net earnings $185M, operating cash flow $808M. The chart follows the revenue to costs, profit and cash.
Enova International (ENVA) · Q3 2026
Enova International, Q3 2026: revenue $1.0B (+26% year over year), operating margin 24.5%, net earnings $107M, operating cash flow $536M. The chart follows the revenue to costs, profit and cash.
| OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $1.4B | $1.0B |
| Revenue growth, Y/Y | +10% | +26% |
| Gross margin | — | 60.9% |
| Operating margin | 17.2% | 24.5% |
| Net earnings | $185M | $107M |
| Net margin | 13.6% | 10.6% |
| Operating cash flow | $808M | $536M |
| Free cash flow | — | $524M |
| Market value | $6.8B | $4.6B |
| P/E | 8.5× | 11.9× |
| Analysts’ mean target | $66.86 | $230.83 |
Where the revenue comes from
OneMain Holdings
- Net interest income: $1.1B (84%)
- Noninterest income: $212M (16%)
Questions
Which is bigger, OneMain Holdings or Enova International?
OneMain Holdings is the larger company: $1.4B of revenue in its latest quarter (Q3 2026) against $1.0B for Enova International (Q3 2026).
Is OneMain Holdings or Enova International growing faster?
Enova International is growing faster (+26% against +10% a year earlier).
Which is more profitable, OneMain Holdings or Enova International?
Enova International is more profitable, with an operating margin of 24.5% against 17.2%.
More: OneMain Holdings earnings · how OneMain Holdings makes money · Enova International earnings · how Enova International makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 30, 2026; 10-Q filed Oct 22, 2026). Fiscal quarters can end on different dates. Not investment advice.