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Orrstown Financial Services vs Capital City Bank Group: ORRF and CCBG compared
Orrstown Financial Services is the larger company: $66.7M of revenue in its latest quarter (Q3 2026) against $64.4M for Capital City Bank Group (Q3 2026). Orrstown Financial Services is growing faster (+4% against -2% a year earlier). Orrstown Financial Services is more profitable, with an operating margin of 42.5% against 34.4%.
Where the money goes: ORRF and CCBG
Orrstown Financial Services (ORRF) · Q3 2026
Orrstown Financial Services, Q3 2026: revenue $66.7M (+4% year over year), operating margin 42.5%, net earnings $22.8M, operating cash flow −$3.3M. The chart follows the revenue to costs, profit and cash.
Capital City Bank Group (CCBG) · Q3 2026
Capital City Bank Group, Q3 2026: revenue $64.4M (-2% year over year), operating margin 34.4%, net earnings $16.9M, operating cash flow $33.1M. The chart follows the revenue to costs, profit and cash.
| Orrstown Financial Services (ORRF) | Capital City Bank Group (CCBG) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $66.7M | $64.4M |
| Revenue growth, Y/Y | +4% | -2% |
| Operating margin | 42.5% | 34.4% |
| Net earnings | $22.8M | $16.9M |
| Net margin | 34.2% | 26.3% |
| Operating cash flow | −$3.3M | $33.1M |
| Free cash flow | — | $29.2M |
Where the revenue comes from
Orrstown Financial Services
- Net interest income: $53.3M (80%)
- Noninterest income: $13.4M (20%)
Capital City Bank Group
- Net interest income: $45.0M (70%)
- Noninterest income: $19.4M (30%)
Questions
Which is bigger, Orrstown Financial Services or Capital City Bank Group?
Orrstown Financial Services is the larger company: $66.7M of revenue in its latest quarter (Q3 2026) against $64.4M for Capital City Bank Group (Q3 2026).
Is Orrstown Financial Services or Capital City Bank Group growing faster?
Orrstown Financial Services is growing faster (+4% against -2% a year earlier).
Which is more profitable, Orrstown Financial Services or Capital City Bank Group?
Orrstown Financial Services is more profitable, with an operating margin of 42.5% against 34.4%.
More: Orrstown Financial Services earnings · how Orrstown Financial Services makes money · Capital City Bank Group earnings · how Capital City Bank Group makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 9, 2026; 10-Q filed Oct 30, 2026). Fiscal quarters can end on different dates. Not investment advice.