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Pioneer Bancorp vs Greene County Bancorp: PBFS and GCBC compared
Pioneer Bancorp is the larger company: $29.1M of revenue in its latest quarter (Q3 2026) against $24.8M for Greene County Bancorp (Q1 FY27). Pioneer Bancorp is growing faster (+21% against +15% a year earlier). Greene County Bancorp is more profitable, with an operating margin of 58.2% against 0.2%.
Where the money goes: PBFS and GCBC
Pioneer Bancorp (PBFS) · Q3 2026
Pioneer Bancorp, Q3 2026: revenue $29.1M (+21% year over year), operating margin 0.2%, net earnings $85K, operating cash flow $16.8M. The chart follows the revenue to costs, profit and cash.
Greene County Bancorp (GCBC) · Q1 FY27
Greene County Bancorp, Q1 FY27: revenue $24.8M (+15% year over year), operating margin 58.2%, net earnings $12.5M, operating cash flow $18.9M. The chart follows the revenue to costs, profit and cash.
| Pioneer Bancorp (PBFS) | Greene County Bancorp (GCBC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q1 FY27 |
| Revenue | $29.1M | $24.8M |
| Revenue growth, Y/Y | +21% | +15% |
| Operating margin | 0.2% | 58.2% |
| Net earnings | $85K | $12.5M |
| Net margin | 0.3% | 50.4% |
| Operating cash flow | $16.8M | $18.9M |
| Free cash flow | $15.8M | $18.8M |
Where the revenue comes from
Greene County Bancorp
- Net interest income: $21.9M (88%)
- Noninterest income: $2.9M (12%)
Questions
Which is bigger, Pioneer Bancorp or Greene County Bancorp?
Pioneer Bancorp is the larger company: $29.1M of revenue in its latest quarter (Q3 2026) against $24.8M for Greene County Bancorp (Q1 FY27).
Is Pioneer Bancorp or Greene County Bancorp growing faster?
Pioneer Bancorp is growing faster (+21% against +15% a year earlier).
Which is more profitable, Pioneer Bancorp or Greene County Bancorp?
Greene County Bancorp is more profitable, with an operating margin of 58.2% against 0.2%.
More: Pioneer Bancorp earnings · how Pioneer Bancorp makes money · Greene County Bancorp earnings · how Greene County Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.