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Ponce Financial Group vs BCB Bancorp: PDLB and BCBP compared
Ponce Financial Group is the larger company: $34.8M of revenue in its latest quarter (Q3 2026) against $27.8M for BCB Bancorp (Q3 2026). Ponce Financial Group is growing faster (+30% against +5% a year earlier). Ponce Financial Group is more profitable, with an operating margin of 35.5% against -392.5%.
Where the money goes: PDLB and BCBP
Ponce Financial Group (PDLB) · Q3 2026
Ponce Financial Group, Q3 2026: revenue $34.8M (+30% year over year), operating margin 35.5%, net earnings $18.2M, operating cash flow $13.4M. The chart follows the revenue to costs, profit and cash.
BCB Bancorp (BCBP) · Q3 2026
BCB Bancorp, Q3 2026: revenue $27.8M (+5% year over year), operating margin -392.5%, net loss $132M, operating cash flow $5.0M. The chart follows the revenue to costs, profit and cash.
| Ponce Financial Group (PDLB) | BCB Bancorp (BCBP) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $34.8M | $27.8M |
| Revenue growth, Y/Y | +30% | +5% |
| Operating margin | 35.5% | -392.5% |
| Net earnings | $18.2M | −$132M |
| Net margin | 52.4% | -476.9% |
| Operating cash flow | $13.4M | $5.0M |
| Free cash flow | $13.4M | $4.7M |
Where the revenue comes from
Ponce Financial Group
- Net interest income: $34.0M (98%)
- Noninterest income: $850K (2%)
BCB Bancorp
- Net interest income: $22.6M (81%)
- Noninterest income: $5.2M (19%)
Questions
Which is bigger, Ponce Financial Group or BCB Bancorp?
Ponce Financial Group is the larger company: $34.8M of revenue in its latest quarter (Q3 2026) against $27.8M for BCB Bancorp (Q3 2026).
Is Ponce Financial Group or BCB Bancorp growing faster?
Ponce Financial Group is growing faster (+30% against +5% a year earlier).
Which is more profitable, Ponce Financial Group or BCB Bancorp?
Ponce Financial Group is more profitable, with an operating margin of 35.5% against -392.5%.
More: Ponce Financial Group earnings · how Ponce Financial Group makes money · BCB Bancorp earnings · how BCB Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.