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PennyMac Financial Services vs Beeline Holdings: PFSI and BLNE compared
PennyMac Financial Services is the larger company: $469M of revenue in its latest quarter (Q3 2026) against $2.6M for Beeline Holdings (Q2 2026). Beeline Holdings is growing faster (+57% against -26% a year earlier). PennyMac Financial Services is more profitable, with an operating margin of 9.1% against -171.0%.
Where the money goes: PFSI and BLNE
PennyMac Financial Services (PFSI) · Q3 2026
PennyMac Financial Services, Q3 2026: revenue $469M (-26% year over year), operating margin 9.1%, net earnings $28.7M, operating cash flow $854M. The chart follows the revenue to costs, profit and cash.
Beeline Holdings (BLNE) · Q2 2026
Beeline Holdings, Q2 2026: revenue $2.6M (+57% year over year), operating margin -171.0%, net loss $4.0M, operating cash flow $2.2M. The chart follows the revenue to costs, profit and cash.
| PennyMac Financial Services (PFSI) | Beeline Holdings (BLNE) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 2026 |
| Revenue | $469M | $2.6M |
| Revenue growth, Y/Y | -26% | +57% |
| Operating margin | 9.1% | -171.0% |
| Net earnings | $28.7M | −$4.0M |
| Net margin | 6.1% | -153.7% |
| Operating cash flow | $854M | $2.2M |
| Free cash flow | $850M | — |
| Market value | $3.5B | — |
| P/E | 14.7× | — |
| Analysts’ mean target | $72.17 | — |
Where the revenue comes from
Beeline Holdings
- Gain on Sale of Loan: $1.8M (67%)
- Title Fees: $407K (16%)
- Loan Origination Fees: $381K (15%)
- Other Revenues: $64K (2%)
Questions
Which is bigger, PennyMac Financial Services or Beeline Holdings?
PennyMac Financial Services is the larger company: $469M of revenue in its latest quarter (Q3 2026) against $2.6M for Beeline Holdings (Q2 2026).
Is PennyMac Financial Services or Beeline Holdings growing faster?
Beeline Holdings is growing faster (+57% against -26% a year earlier).
Which is more profitable, PennyMac Financial Services or Beeline Holdings?
PennyMac Financial Services is more profitable, with an operating margin of 9.1% against -171.0%.
More: PennyMac Financial Services earnings · how PennyMac Financial Services makes money · Beeline Holdings earnings · how Beeline Holdings makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Aug 14, 2026). Fiscal quarters can end on different dates. Not investment advice.