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PennyMac Financial Services vs Onity Group: PFSI and ONIT compared
PennyMac Financial Services is the larger company: $469M of revenue in its latest quarter (Q3 2026) against $278M for Onity Group (Q3 2026). Onity Group is growing faster (-0.8% against -26% a year earlier). Onity Group is more profitable, with an operating margin of 57.6% against 9.1%.
Where the money goes: PFSI and ONIT
PennyMac Financial Services (PFSI) · Q3 2026
PennyMac Financial Services, Q3 2026: revenue $469M (-26% year over year), operating margin 9.1%, net earnings $28.7M, operating cash flow $854M. The chart follows the revenue to costs, profit and cash.
Onity Group (ONIT) · Q3 2026
Onity Group, Q3 2026: revenue $278M (-0.8% year over year), operating margin 57.6%, net earnings $4.5M, operating cash flow $578M. The chart follows the revenue to costs, profit and cash.
| PennyMac Financial Services (PFSI) | Onity Group (ONIT) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $469M | $278M |
| Revenue growth, Y/Y | -26% | -0.8% |
| Operating margin | 9.1% | 57.6% |
| Net earnings | $28.7M | $4.5M |
| Net margin | 6.1% | 1.6% |
| Operating cash flow | $854M | $578M |
| Free cash flow | $850M | $577M |
| Market value | $3.5B | — |
| P/E | 14.7× | — |
| Analysts’ mean target | $72.17 | — |
Questions
Which is bigger, PennyMac Financial Services or Onity Group?
PennyMac Financial Services is the larger company: $469M of revenue in its latest quarter (Q3 2026) against $278M for Onity Group (Q3 2026).
Is PennyMac Financial Services or Onity Group growing faster?
Onity Group is growing faster (-0.8% against -26% a year earlier).
Which is more profitable, PennyMac Financial Services or Onity Group?
Onity Group is more profitable, with an operating margin of 57.6% against 9.1%.
More: PennyMac Financial Services earnings · how PennyMac Financial Services makes money · Onity Group earnings · how Onity Group makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.