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Rhinebeck Bancorp vs ECB Bancorp: RBKB and ECBK compared
Rhinebeck Bancorp is the larger company: $13.4M of revenue in its latest quarter (Q2 2026) against $11.1M for ECB Bancorp (Q3 2026). ECB Bancorp is growing faster (+26% against +2% a year earlier). ECB Bancorp is more profitable, with an operating margin of 41.6% against 25.3%.
Where the money goes: RBKB and ECBK
Rhinebeck Bancorp (RBKB) · Q2 2026
Rhinebeck Bancorp, Q2 2026: revenue $13.4M (+2% year over year), operating margin 25.3%, net earnings $2.6M, operating cash flow $5.6M. The chart follows the revenue to costs, profit and cash.
ECB Bancorp (ECBK) · Q3 2026
ECB Bancorp, Q3 2026: revenue $11.1M (+26% year over year), operating margin 41.6%, net earnings $3.4M, operating cash flow $4.6M. The chart follows the revenue to costs, profit and cash.
| Rhinebeck Bancorp (RBKB) | ECB Bancorp (ECBK) | |
|---|---|---|
| Latest quarter | Q2 2026 | Q3 2026 |
| Revenue | $13.4M | $11.1M |
| Revenue growth, Y/Y | +2% | +26% |
| Operating margin | 25.3% | 41.6% |
| Net earnings | $2.6M | $3.4M |
| Net margin | 19.6% | 30.6% |
| Operating cash flow | $5.6M | $4.6M |
| Free cash flow | $5.4M | $3.4M |
Where the revenue comes from
ECB Bancorp
- Net interest income: $10.8M (97%)
- Noninterest income: $304K (3%)
Questions
Which is bigger, Rhinebeck Bancorp or ECB Bancorp?
Rhinebeck Bancorp is the larger company: $13.4M of revenue in its latest quarter (Q2 2026) against $11.1M for ECB Bancorp (Q3 2026).
Is Rhinebeck Bancorp or ECB Bancorp growing faster?
ECB Bancorp is growing faster (+26% against +2% a year earlier).
Which is more profitable, Rhinebeck Bancorp or ECB Bancorp?
ECB Bancorp is more profitable, with an operating margin of 41.6% against 25.3%.
More: Rhinebeck Bancorp earnings · how Rhinebeck Bancorp makes money · ECB Bancorp earnings · how ECB Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 13, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.