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Rhinebeck Bancorp vs Winchester Bancorp: RBKB and WSBK compared
Rhinebeck Bancorp is the larger company: $13.4M of revenue in its latest quarter (Q2 2026) against $7.7M for Winchester Bancorp (Q3 2026). Winchester Bancorp is growing faster (+33% against +2% a year earlier). Rhinebeck Bancorp is more profitable, with an operating margin of 25.3% against 21.5%.
Where the money goes: RBKB and WSBK
Rhinebeck Bancorp (RBKB) · Q2 2026
Rhinebeck Bancorp, Q2 2026: revenue $13.4M (+2% year over year), operating margin 25.3%, net earnings $2.6M, operating cash flow $5.6M. The chart follows the revenue to costs, profit and cash.
Winchester Bancorp (WSBK) · Q3 2026
Winchester Bancorp, Q3 2026: revenue $7.7M (+33% year over year), operating margin 21.5%, net earnings $1.3M, operating cash flow $2.2M. The chart follows the revenue to costs, profit and cash.
| Rhinebeck Bancorp (RBKB) | Winchester Bancorp (WSBK) | |
|---|---|---|
| Latest quarter | Q2 2026 | Q3 2026 |
| Revenue | $13.4M | $7.7M |
| Revenue growth, Y/Y | +2% | +33% |
| Operating margin | 25.3% | 21.5% |
| Net earnings | $2.6M | $1.3M |
| Net margin | 19.6% | 16.5% |
| Operating cash flow | $5.6M | $2.2M |
| Free cash flow | $5.4M | — |
Where the revenue comes from
Winchester Bancorp
- Net interest income: $7.2M (94%)
- Noninterest income: $498K (6%)
Questions
Which is bigger, Rhinebeck Bancorp or Winchester Bancorp?
Rhinebeck Bancorp is the larger company: $13.4M of revenue in its latest quarter (Q2 2026) against $7.7M for Winchester Bancorp (Q3 2026).
Is Rhinebeck Bancorp or Winchester Bancorp growing faster?
Winchester Bancorp is growing faster (+33% against +2% a year earlier).
Which is more profitable, Rhinebeck Bancorp or Winchester Bancorp?
Rhinebeck Bancorp is more profitable, with an operating margin of 25.3% against 21.5%.
More: Rhinebeck Bancorp earnings · how Rhinebeck Bancorp makes money · Winchester Bancorp earnings · how Winchester Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 13, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.