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Sezzle vs Repay Holdings: SEZL and RPAY compared
Sezzle is the larger company: $167M of revenue in its latest quarter (Q3 2026) against $153M for Repay Holdings (Q3 2026). Repay Holdings is growing faster (+97% against +43% a year earlier). Sezzle is more profitable, with an operating margin of 38.6% against 0.1%.
Where the money goes: SEZL and RPAY
Sezzle (SEZL) · Q3 2026
Sezzle, Q3 2026: revenue $167M (+43% year over year), operating margin 38.6%, net earnings $47.8M, operating cash flow $86.7M. The chart follows the revenue to costs, profit and cash.
Repay Holdings (RPAY) · Q3 2026
Repay Holdings, Q3 2026: revenue $153M (+97% year over year), operating margin 0.1%, net loss $10.4M, operating cash flow $9.9M. The chart follows the revenue to costs, profit and cash.
| Sezzle (SEZL) | Repay Holdings (RPAY) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $167M | $153M |
| Revenue growth, Y/Y | +43% | +97% |
| Operating margin | 38.6% | 0.1% |
| Net earnings | $47.8M | −$10.4M |
| Net margin | 28.7% | -6.8% |
| Operating cash flow | $86.7M | $9.9M |
| Free cash flow | $86.5M | $9.2M |
| Market value | $4.5B | — |
| P/E | 24.8× | — |
| Analysts’ mean target | $178.50 | — |
Questions
Which is bigger, Sezzle or Repay Holdings?
Sezzle is the larger company: $167M of revenue in its latest quarter (Q3 2026) against $153M for Repay Holdings (Q3 2026).
Is Sezzle or Repay Holdings growing faster?
Repay Holdings is growing faster (+97% against +43% a year earlier).
Which is more profitable, Sezzle or Repay Holdings?
Sezzle is more profitable, with an operating margin of 38.6% against 0.1%.
More: Sezzle earnings · how Sezzle makes money · Repay Holdings earnings · how Repay Holdings makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 9, 2026). Fiscal quarters can end on different dates. Not investment advice.