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Tompkins Financial vs CNB Financial: TMP and CCNE compared
Tompkins Financial is the larger company: $89.9M of revenue in its latest quarter (Q3 2026) against $87.8M for CNB Financial (Q3 2026). CNB Financial is growing faster (+13% against +3% a year earlier). Tompkins Financial is more profitable, with an operating margin of 42.0% against 37.8%.
Where the money goes: TMP and CCNE
Tompkins Financial (TMP) · Q3 2026
Tompkins Financial, Q3 2026: revenue $89.9M (+3% year over year), operating margin 42.0%, net earnings $28.7M, operating cash flow $37.9M. The chart follows the revenue to costs, profit and cash.
CNB Financial (CCNE) · Q3 2026
CNB Financial, Q3 2026: revenue $87.8M (+13% year over year), operating margin 37.8%, net earnings $28.1M, operating cash flow $5.2M. The chart follows the revenue to costs, profit and cash.
| Tompkins Financial (TMP) | CNB Financial (CCNE) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $89.9M | $87.8M |
| Revenue growth, Y/Y | +3% | +13% |
| Operating margin | 42.0% | 37.8% |
| Net earnings | $28.7M | $28.1M |
| Net margin | 31.9% | 32.0% |
| Operating cash flow | $37.9M | $5.2M |
| Free cash flow | $36.9M | $3.6M |
Where the revenue comes from
Tompkins Financial
- Net interest income: $77.3M (86%)
- Noninterest income: $12.6M (14%)
CNB Financial
- Net interest income: $76.3M (87%)
- Noninterest income: $11.5M (13%)
Questions
Which is bigger, Tompkins Financial or CNB Financial?
Tompkins Financial is the larger company: $89.9M of revenue in its latest quarter (Q3 2026) against $87.8M for CNB Financial (Q3 2026).
Is Tompkins Financial or CNB Financial growing faster?
CNB Financial is growing faster (+13% against +3% a year earlier).
Which is more profitable, Tompkins Financial or CNB Financial?
Tompkins Financial is more profitable, with an operating margin of 42.0% against 37.8%.
More: Tompkins Financial earnings · how Tompkins Financial makes money · CNB Financial earnings · how CNB Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 30, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.