Filing Flows › Comparisons › UCB vs RNST
United Community Banks vs Renasant: UCB and RNST compared
United Community Banks is the larger company: $279M of revenue in its latest quarter (Q2 2026) against $273M for Renasant (Q3 2026). United Community Banks is growing faster (+7% against +1% a year earlier). United Community Banks is more profitable, with an operating margin of 53.4% against 36.4%.
Where the money goes: UCB and RNST
United Community Banks (UCB) · Q2 2026
United Community Banks, Q2 2026: revenue $279M (+7% year over year), operating margin 53.4%, net earnings $116M, operating cash flow $131M. The chart follows the revenue to costs, profit and cash.
Renasant (RNST) · Q3 2026
Renasant, Q3 2026: revenue $273M (+1% year over year), operating margin 36.4%, net earnings $78.9M, operating cash flow $167M. The chart follows the revenue to costs, profit and cash.
| United Community Banks (UCB) | Renasant (RNST) | |
|---|---|---|
| Latest quarter | Q2 2026 | Q3 2026 |
| Revenue | $279M | $273M |
| Revenue growth, Y/Y | +7% | +1% |
| Operating margin | 53.4% | 36.4% |
| Net earnings | $116M | $78.9M |
| Net margin | 41.4% | 28.9% |
| Operating cash flow | $131M | $167M |
| Free cash flow | $121M | $162M |
| Market value | $4.0B | — |
| P/E | 28.1× | — |
| Analysts’ mean target | $40.88 | — |
Where the revenue comes from
Renasant
- Net interest income: $224M (82%)
- Noninterest income: $49.3M (18%)
Questions
Which is bigger, United Community Banks or Renasant?
United Community Banks is the larger company: $279M of revenue in its latest quarter (Q2 2026) against $273M for Renasant (Q3 2026).
Is United Community Banks or Renasant growing faster?
United Community Banks is growing faster (+7% against +1% a year earlier).
Which is more profitable, United Community Banks or Renasant?
United Community Banks is more profitable, with an operating margin of 53.4% against 36.4%.
More: United Community Banks earnings · how United Community Banks makes money · Renasant earnings · how Renasant makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 5, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.