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US Bancorp vs Truist Financial: USB and TFC compared
US Bancorp is the larger company: $8.0B of revenue in its latest quarter (Q3 2026) against $3.7B for Truist Financial (Q3 2026). US Bancorp is growing faster (+9% against -28% a year earlier). US Bancorp is more profitable, with an operating margin of 35.1% against 23.9%.
Where the money goes: USB and TFC
US Bancorp (USB) · Q3 2026
US Bancorp, Q3 2026: revenue $8.0B (+9% year over year), operating margin 35.1%, net earnings $2.2B, operating cash flow $3.8B. The chart follows the revenue to costs, profit and cash.
Truist Financial (TFC) · Q3 2026
Truist Financial, Q3 2026: revenue $3.7B (-28% year over year), operating margin 23.9%, net earnings $684M, operating cash flow $1.8B. The chart follows the revenue to costs, profit and cash.
| US Bancorp (USB) | Truist Financial (TFC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $8.0B | $3.7B |
| Revenue growth, Y/Y | +9% | -28% |
| Operating margin | 35.1% | 23.9% |
| Net earnings | $2.2B | $684M |
| Net margin | 27.7% | 18.3% |
| Operating cash flow | $3.8B | $1.8B |
| Market value | $92.7B | $62.4B |
| P/E | 11.0× | 13.1× |
| Analysts’ mean target | $68.80 | $53.30 |
Where the revenue comes from
Truist Financial
- Net interest income: $3.7B (98%)
- Noninterest income: $84.0M (2%)
Questions
Which is bigger, US Bancorp or Truist Financial?
US Bancorp is the larger company: $8.0B of revenue in its latest quarter (Q3 2026) against $3.7B for Truist Financial (Q3 2026).
Is US Bancorp or Truist Financial growing faster?
US Bancorp is growing faster (+9% against -28% a year earlier).
Which is more profitable, US Bancorp or Truist Financial?
US Bancorp is more profitable, with an operating margin of 35.1% against 23.9%.
More: US Bancorp earnings · how US Bancorp makes money · Truist Financial earnings · how Truist Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Oct 28, 2026). Fiscal quarters can end on different dates. Not investment advice.