Filing Flows › Comparisons › UVSP vs CCNE
Univest Financial vs CNB Financial: UVSP and CCNE compared
Univest Financial is the larger company: $90.0M of revenue in its latest quarter (Q3 2026) against $87.8M for CNB Financial (Q3 2026). CNB Financial is growing faster (+13% against +8% a year earlier). CNB Financial is more profitable, with an operating margin of 37.8% against 30.0%.
Where the money goes: UVSP and CCNE
Univest Financial (UVSP) · Q3 2026
Univest Financial, Q3 2026: revenue $90.0M (+8% year over year), operating margin 30.0%, net earnings $21.6M, operating cash flow $46.4M. The chart follows the revenue to costs, profit and cash.
CNB Financial (CCNE) · Q3 2026
CNB Financial, Q3 2026: revenue $87.8M (+13% year over year), operating margin 37.8%, net earnings $28.1M, operating cash flow $5.2M. The chart follows the revenue to costs, profit and cash.
| Univest Financial (UVSP) | CNB Financial (CCNE) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $90.0M | $87.8M |
| Revenue growth, Y/Y | +8% | +13% |
| Operating margin | 30.0% | 37.8% |
| Net earnings | $21.6M | $28.1M |
| Net margin | 24.0% | 32.0% |
| Operating cash flow | $46.4M | $5.2M |
| Free cash flow | $45.2M | $3.6M |
Where the revenue comes from
CNB Financial
- Net interest income: $76.3M (87%)
- Noninterest income: $11.5M (13%)
Questions
Which is bigger, Univest Financial or CNB Financial?
Univest Financial is the larger company: $90.0M of revenue in its latest quarter (Q3 2026) against $87.8M for CNB Financial (Q3 2026).
Is Univest Financial or CNB Financial growing faster?
CNB Financial is growing faster (+13% against +8% a year earlier).
Which is more profitable, Univest Financial or CNB Financial?
CNB Financial is more profitable, with an operating margin of 37.8% against 30.0%.
More: Univest Financial earnings · how Univest Financial makes money · CNB Financial earnings · how CNB Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.