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Washington Trust Bancorp vs Choiceone Financial Services: WASH and COFS compared
Washington Trust Bancorp is the larger company: $65.0M of revenue in its latest quarter (Q3 2026) against $62.4M for Choiceone Financial Services (Q3 2026). Washington Trust Bancorp is growing faster (+15% against +1% a year earlier). Washington Trust Bancorp is more profitable, with an operating margin of 37.5% against 28.4%.
Where the money goes: WASH and COFS
Washington Trust Bancorp (WASH) · Q3 2026
Washington Trust Bancorp, Q3 2026: revenue $65.0M (+15% year over year), operating margin 37.5%, net earnings $19.4M, operating cash flow $23.0M. The chart follows the revenue to costs, profit and cash.
Choiceone Financial Services (COFS) · Q3 2026
Choiceone Financial Services, Q3 2026: revenue $62.4M (+1% year over year), operating margin 28.4%, net earnings $14.5M, operating cash flow $15.8M. The chart follows the revenue to costs, profit and cash.
| Washington Trust Bancorp (WASH) | Choiceone Financial Services (COFS) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $65.0M | $62.4M |
| Revenue growth, Y/Y | +15% | +1% |
| Operating margin | 37.5% | 28.4% |
| Net earnings | $19.4M | $14.5M |
| Net margin | 29.8% | 23.3% |
| Operating cash flow | $23.0M | $15.8M |
| Free cash flow | $20.4M | $14.6M |
Where the revenue comes from
Washington Trust Bancorp
- Other revenues: $51.3M (79%)
- Wealth Management Revenues: $11.1M (17%)
- Card Interchange Fees: $1.3M (2%)
- Service Charges on Deposit Accounts: $952K (1%)
Questions
Which is bigger, Washington Trust Bancorp or Choiceone Financial Services?
Washington Trust Bancorp is the larger company: $65.0M of revenue in its latest quarter (Q3 2026) against $62.4M for Choiceone Financial Services (Q3 2026).
Is Washington Trust Bancorp or Choiceone Financial Services growing faster?
Washington Trust Bancorp is growing faster (+15% against +1% a year earlier).
Which is more profitable, Washington Trust Bancorp or Choiceone Financial Services?
Washington Trust Bancorp is more profitable, with an operating margin of 37.5% against 28.4%.
More: Washington Trust Bancorp earnings · how Washington Trust Bancorp makes money · Choiceone Financial Services earnings · how Choiceone Financial Services makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 9, 2026). Fiscal quarters can end on different dates. Not investment advice.