Filing Flows › Ally Financial (ALLY) › Q1 2025
Ally Financial (ALLY) Q1 2025 earnings results (first quarter 2025)
10-Q filed May 5, 2025
Ally Financial (ALLY) reported revenue of $1.5B for the first quarter 2025 (Q1 2025), -23% from a year earlier and -24% from the quarter before. Operating margin was -18.4%, net loss $225M (14.6% of revenue).
Ally Financial, Q1 2025: revenue $1.5B (-23% year over year), operating margin -18.4%, net loss $225M, operating cash flow $940M. The chart follows the revenue to costs, profit and cash.
| Q1 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.5B | -24% | -23% |
| Operating profit | −$284M | — | — |
| Net earnings | −$225M | — | — |
| Operating cash flow | $940M | -1% | -26% |
What changed
Revenue was $1.5B in Q1 2025, down 23% year over year and down 24% from the previous quarter. Noninsurance contracts was the largest line at 16% of revenue. Brokerage commissions and other revenue lost $3.0M year over year (down 13%), 1% of the total change.
Operating costs exceeded revenue by $0.28B, an operating margin of -18.4%. Total costs grew 1% against a revenue fall of 23%. The quarter ended with a net loss of $0.23B, after a profit of $0.11B the previous quarter.
Operating cash flow was $0.94B (down 26% year over year). Non-cash charges added back $0.36B of depreciation and amortization. Working capital and other items added $0.80B.
Questions
What was Ally Financial's revenue in the first quarter 2025?
Ally Financial (ALLY) reported revenue of $1.5B for the first quarter 2025 (Q1 2025), -23% from a year earlier and -24% from the quarter before.
Was Ally Financial profitable in the first quarter 2025?
Operating loss was $284M (-18.4% of revenue) and net loss $225M.
Source: Ally Financial 10-Q on SEC EDGAR.