Filing Flows › Ally Financial (ALLY) › Q2 2025
Ally Financial (ALLY) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 4, 2025
Ally Financial (ALLY) reported revenue of $2.1B for the second quarter 2025 (Q2 2025), +3% from a year earlier and +35% from the quarter before. Operating margin was 20.9%, net earnings $352M (16.9% of revenue).
Ally Financial, Q2 2025: revenue $2.1B (+3% year over year), operating margin 20.9%, net earnings $352M, operating cash flow $947M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.1B | +35% | +3% |
| Operating profit | $436M | — | +56% |
| Net earnings | $352M | — | +61% |
| Operating cash flow | $947M | +0.7% | -35% |
What changed
Revenue was $2.1B in Q2 2025, up 3% year over year and up 35% from the previous quarter.
Operating profit was $0.44B, a 20.9% margin (up 7.1 points year over year). Of the extra revenue versus a year earlier, 262% reached operating profit, above the 14% margin then. Total costs fell 6% while revenue rose 3%. Net earnings were $0.35B, up 61% year over year. The effective tax rate was 19.3%.
Operating cash flow was $0.95B (down 35% year over year), 269% of net earnings. Non-cash charges added back $0.33B of depreciation and amortization. Working capital and other items added $0.27B.
Questions
What was Ally Financial's revenue in the second quarter 2025?
Ally Financial (ALLY) reported revenue of $2.1B for the second quarter 2025 (Q2 2025), +3% from a year earlier and +35% from the quarter before.
Was Ally Financial profitable in the second quarter 2025?
Operating profit was $436M (20.9% of revenue) and net earnings $352M.
Source: Ally Financial 10-Q on SEC EDGAR.