Filing Flows › Ally Financial (ALLY) › Q3 2025
Ally Financial (ALLY) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 30, 2025
Ally Financial (ALLY) reported revenue of $2.2B for the third quarter 2025 (Q3 2025), +2% from a year earlier and +4% from the quarter before. Operating margin was 23.7%, net earnings $398M (18.4% of revenue).
Ally Financial, Q3 2025: revenue $2.2B (+2% year over year), operating margin 23.7%, net earnings $398M, operating cash flow $1.2B. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.2B | +4% | +2% |
| Operating profit | $513M | +18% | +94% |
| Net earnings | $398M | +13% | +101% |
| Operating cash flow | $1.2B | +27% | +40% |
What changed
Revenue was $2.2B in Q3 2025, up 2% year over year and up 4% from the previous quarter.
Operating profit was $0.51B, a 23.7% margin (up 11.3 points year over year). Of the extra revenue versus a year earlier, 752% reached operating profit, above the 12% margin then. Total costs fell 11% while revenue rose 2%. Net earnings were $0.40B, up 101% year over year. The effective tax rate was 22.4%.
Operating cash flow was $1.2B (up 40% year over year), 302% of net earnings. Non-cash charges added back $0.34B of depreciation and amortization. Working capital and other items added $0.47B.
Questions
What was Ally Financial's revenue in the third quarter 2025?
Ally Financial (ALLY) reported revenue of $2.2B for the third quarter 2025 (Q3 2025), +2% from a year earlier and +4% from the quarter before.
Was Ally Financial profitable in the third quarter 2025?
Operating profit was $513M (23.7% of revenue) and net earnings $398M.
Source: Ally Financial 10-Q on SEC EDGAR.