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Ally Financial (ALLY) Q1 2026 earnings results (first quarter 2026)

10-Q filed May 5, 2026

Ally Financial (ALLY) reported revenue of $2.1B for the first quarter 2026 (Q1 2026), +36% from a year earlier and -1% from the quarter before. Operating margin was 19.0%, net earnings $319M (15.2% of revenue).

Revenue$2.1B
Year over year+36%
Quarter over quarter-1%
Operating margin19.0%
Net earnings$319M

Ally Financial, Q1 2026: revenue $2.1B (+36% year over year), operating margin 19.0%, net earnings $319M, operating cash flow $1.4B. The chart follows the revenue to costs, profit and cash.

Q1 2026AmountQ/QY/Y
Revenue$2.1B-1%+36%
Operating profit$400M+4%—
Net earnings$319M-2%—
Operating cash flow$1.4B+114%+46%

What changed

Revenue was $2.1B in Q1 2026, up 36% year over year and down 1% from the previous quarter.

Operating profit was $0.40B, a 19.0% margin (up 37.5 points year over year). Total costs fell 7% while revenue rose 36%. Net earnings were $0.32B. The effective tax rate was 20.2%.

Operating cash flow was $1.4B (up 46% year over year), 430% of net earnings. Non-cash charges added back $0.38B of depreciation and amortization. Working capital and other items added $0.67B.

Questions

What was Ally Financial's revenue in the first quarter 2026?

Ally Financial (ALLY) reported revenue of $2.1B for the first quarter 2026 (Q1 2026), +36% from a year earlier and -1% from the quarter before.

Was Ally Financial profitable in the first quarter 2026?

Operating profit was $400M (19.0% of revenue) and net earnings $319M.

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Source: Ally Financial 10-Q on SEC EDGAR.