Filing Flows › Ally Financial (ALLY) › Q2 2026
Ally Financial (ALLY) Q2 2026 earnings results (second quarter 2026)
10-Q filed Jul 23, 2026
Ally Financial (ALLY) reported revenue of $2.3B for the second quarter 2026 (Q2 2026), +10% from a year earlier and +9% from the quarter before. Operating margin was 23.5%, net earnings $410M (17.9% of revenue).
Ally Financial, Q2 2026: revenue $2.3B (+10% year over year), operating margin 23.5%, net earnings $410M, operating cash flow $1.4B. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.3B | +9% | +10% |
| Operating profit | $537M | +34% | +23% |
| Net earnings | $410M | +29% | +16% |
| Operating cash flow | $1.4B | -1% | +43% |
What changed
Revenue was $2.3B in Q2 2026, up 10% year over year and up 9% from the previous quarter.
Operating profit was $0.54B, a 23.5% margin (up 2.5 points year over year). Of the extra revenue versus Q2 2025, 50% reached operating profit, above the 21% margin then. Total costs grew 6% against revenue growth of 10%. Net earnings were $0.41B, up 16% year over year. The effective tax rate was 23.6%.
Operating cash flow was $1.4B (up 43% year over year), 330% of net earnings. Non-cash charges added back $0.38B of depreciation and amortization. Working capital and other items added $0.56B.
Questions
What was Ally Financial's revenue in the second quarter 2026?
Ally Financial (ALLY) reported revenue of $2.3B for the second quarter 2026 (Q2 2026), +10% from a year earlier and +9% from the quarter before.
Was Ally Financial profitable in the second quarter 2026?
Operating profit was $537M (23.5% of revenue) and net earnings $410M.
Source: Ally Financial 10-Q on SEC EDGAR.