Filing Flows › Ally Financial (ALLY) › Q3 2026
Ally Financial (ALLY) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 2, 2026
Ally Financial (ALLY) reported revenue of $2.3B for the third quarter 2026 (Q3 2026), +8% from a year earlier and +2% from the quarter before. Operating margin was 24.3%, net earnings $433M (18.6% of revenue).
Ally Financial, Q3 2026: revenue $2.3B (+8% year over year), operating margin 24.3%, net earnings $433M, operating cash flow $1.6B. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.3B | +2% | +8% |
| Operating profit | $567M | +6% | +11% |
| Net earnings | $433M | +6% | +9% |
| Operating cash flow | $1.6B | +18% | +33% |
What changed
Revenue was $2.3B in Q3 2026, up 8% year over year and up 2% from the previous quarter.
Operating profit was $0.57B, a 24.3% margin (up 0.7 points year over year). Of the extra revenue versus Q3 2025, 33% reached operating profit, above the 24% margin then. Total costs grew 7% against revenue growth of 8%. Net earnings were $0.43B, up 9% year over year. The effective tax rate was 23.6%.
Operating cash flow was $1.6B (up 33% year over year), 368% of net earnings. Non-cash charges added back $0.38B of depreciation and amortization. Working capital and other items added $0.78B.
Questions
What was Ally Financial's revenue in the third quarter 2026?
Ally Financial (ALLY) reported revenue of $2.3B for the third quarter 2026 (Q3 2026), +8% from a year earlier and +2% from the quarter before.
Was Ally Financial profitable in the third quarter 2026?
Operating profit was $567M (24.3% of revenue) and net earnings $433M.
Source: Ally Financial 10-Q on SEC EDGAR.