Filing Flows › Bank7 (BSVN) › Q3 2026 › vs Q3 2025
Bank7 (BSVN) Q3 2026 vs Q3 2025 (year over year)
Bank7's revenue fell $1.9M (-7%) from $25.2M in Q3 2025 to $23.4M in Q3 2026. The biggest changes: Noninterest income −$1.1M (-52%); Net interest income −$725K (-3%). Operating margin 58.3% against 56.2% (+2.0 pts).
Bank7, Q3 2026: revenue $23.4M (-7% year over year), operating margin 58.3%, net earnings $10.2M, operating cash flow $15.9M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 58.3% | 56.2% | +2.0 pts |
| Net margin | 43.7% | 43.0% | +0.7 pts |
| Free cash flow margin | 61.7% | 65.0% | -3.4 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $22.3M | $23.0M | −$725K | -3% |
| Noninterest income | $1.1M | $2.2M | −$1.1M | -52% |
| Revenue | $23.4M | $25.2M | −$1.9M | -7% |
| Operating profit | $13.6M | $14.2M | −$571K | -4% |
| Costs & expenses | $9.8M | $11.1M | −$1.3M | -12% |
| Pre-tax earnings | $13.6M | $14.2M | −$571K | -4% |
| Net earnings | $10.2M | $10.8M | −$641K | -6% |
| Income tax | $3.4M | $3.3M | $70K | +2% |
| Depreciation & amortization | $304K | $290K | $14K | +5% |
| Share-based compensation | $803K | $842K | −$39K | -5% |
| Working capital & other | $4.6M | $4.7M | −$44K | -0.9% |
| Operating cash flow | $15.9M | $16.6M | −$710K | -4% |
| Free cash flow (OCF − capex) | $14.4M | $16.4M | −$2.0M | -12% |
| Capital expenditures | $1.5M | $214K | $1.3M | +604% |
Questions
How much did Bank7's revenue grow year over year in Q3 2026?
Bank7's revenue fell $1.9M (-7%) from $25.2M in Q3 2025 to $23.4M in Q3 2026.
What drove Bank7's revenue change in Q3 2026?
Noninterest income −$1.1M (-52%); Net interest income −$725K (-3%).