Filing Flows › Financials › Bank7 (BSVN)
Bank7 (BSVN) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 9, 2026 · Bank7 (BSVN) Q3 2026 earnings results →
Q3 2026 Revenue down 7% year over year to $23.4M · 44¢ of every $1 of revenue kept as net profit · operating margin 58.3%
Bank7 made $23.4M in Q3 2026 (-7% Y/Y): Net interest income $22.3M, Noninterest income $1.1M. Operating margin 58.3%, net earnings $10.2M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 9, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $23.4M in Q3 2026, down 7% year over year and up 2% from the previous quarter. Net interest income was the largest line at 95% of revenue. Noninterest income lost $1.1M year over year (down 52%), 61% of the total change.
Operating profit was $13.6M, a 58.3% margin (up 2.0 points year over year). Total costs fell 12% while revenue fell 7%. Net earnings were $10.2M, down 6% year over year. The effective tax rate was 25.1%.
Operating cash flow was $15.9M (down 4% year over year), 156% of net earnings. Non-cash charges added back $304K of depreciation and amortization and $803K of share-based compensation. Working capital and other items added $4.6M. Capital expenditures of $1.5M left free cash flow of $14.4M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 9, 2026 | $23.4M | -7% | 58.3% | $10.2M | $15.9M |
Charts
Interactive views
The same charts as the app — open one to draw it.
💵Where each $1 goesinteractive
Loading the interactive chart…
🌏Named in Asian annual reportsinteractive
Loading the interactive chart…
🔄Rotation against the market and its industry (RRG)interactive
Loading the interactive chart…
🔍Earnings qualityinteractive
Loading the interactive chart…
⚖️Fair value by methodinteractive
Loading the interactive chart…
🔭Outlook & guidanceinteractive
Loading the interactive chart…
📈Investments: gains and what it boughtinteractive
Loading the interactive chart…
🏭Its industry’s money flow (input-output)interactive
Loading the interactive chart…
About Bank7
We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve full-service branches in Oklahoma, Texas, and Kansas. We were formed in 2004 in connection with our acquisition of First National Bank of Medford, which was renamed Bank7 (the “Bank”). We are focused on serving business owners and entrepreneurs by delivering fast, consistent and well-designed banking solutions. As of December 31, 2025, we had total assets of $1.96 billion, total loans of $1.61 billion, total deposits of $1.70 billion and total shareholders’ equity of $251.0 million.
In its own words, from its 10-K, filed Mar 17, 2026.
Bank7 against its State Commercial Banks peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: -7% against the peers' median +8%. Operating margin: 58.3% against the peers' median 34.6%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| BSVN Bank7 | Q3 2026 | $23.4M | -7% | 58.3% |
| DB Deutsche Bank Aktiengesellschaft | Q3 2026 | $6.1B | -31% | -7.6% |
| BNY Bank of New York Mellon | Q3 2026 | $5.7B | +12% | 38.5% |
| STT State Street | Q3 2026 | $4.0B | +13% | 34.7% |
| FITB Fifth Third Bancorp | Q3 2026 | $3.3B | +42% | 33.8% |
| MTB M&T Bank | Q3 2026 | $2.5B | +0.9% | 39.7% |
| FCNCA First Citizens Bancshares | Q3 2026 | $2.4B | 0% | 33.1% |
| ALLY Ally Financial | Q3 2026 | $2.3B | +8% | 24.3% |
| CFG Citizens Financial Group | Q3 2026 | $2.3B | +10% | 34.6% |
Source: Bank7 10-Q on SEC EDGAR · CIK 1746129 · State Commercial Banks
Guidance and outlook
13F: who owns BSVN and who is buying
More on BSVN
History
Every quarter: Q3 2026 results