Filing Flows › Bank7 (BSVN) › Q3 2026
Bank7 (BSVN) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 9, 2026
Bank7 (BSVN) reported revenue of $23.4M for the third quarter 2026 (Q3 2026), -7% from a year earlier and +2% from the quarter before. Operating margin was 58.3%, net earnings $10.2M (43.7% of revenue).
Bank7, Q3 2026: revenue $23.4M (-7% year over year), operating margin 58.3%, net earnings $10.2M, operating cash flow $15.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $23.4M | +2% | -7% |
| Operating profit | $13.6M | +24% | -4% |
| Net earnings | $10.2M | +22% | -6% |
| Operating cash flow | $15.9M | +112% | -4% |
| Free cash flow | $14.4M | +165% | -12% |
What changed
Revenue was $23.4M in Q3 2026, down 7% year over year and up 2% from the previous quarter. Net interest income was the largest line at 95% of revenue. Noninterest income lost $1.1M year over year (down 52%), 61% of the total change.
Operating profit was $13.6M, a 58.3% margin (up 2.0 points year over year). Total costs fell 12% while revenue fell 7%. Net earnings were $10.2M, down 6% year over year. The effective tax rate was 25.1%.
Operating cash flow was $15.9M (down 4% year over year), 156% of net earnings. Non-cash charges added back $304K of depreciation and amortization and $803K of share-based compensation. Working capital and other items added $4.6M. Capital expenditures of $1.5M left free cash flow of $14.4M.
Questions
What was Bank7's revenue in the third quarter 2026?
Bank7 (BSVN) reported revenue of $23.4M for the third quarter 2026 (Q3 2026), -7% from a year earlier and +2% from the quarter before.
Was Bank7 profitable in the third quarter 2026?
Operating profit was $13.6M (58.3% of revenue) and net earnings $10.2M.
Source: Bank7 10-Q on SEC EDGAR.