Filing Flows › Commerce Bancshares (CBSH) › How it makes money
How Commerce Bancshares (CBSH) makes money
Commerce Bancshares (CBSH) made $494M of revenue in the third quarter 2026 (Q3 2026), +12% from a year earlier. Net interest income brought in $309M (62%); Noninterest income brought in $185M (38%). Of every dollar of revenue, 41¢ was left as operating profit, 31¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $309M | 62.5% | -2% | +11% |
| Noninterest income | $185M | 37.5% | +0.9% | +15% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $494M | 100.0% |
| Operating profit | $202M | 41.0% |
| Income tax | $44.4M | 9.0% |
| Net earnings | $155M | 31.4% |
| Operating cash flow | $221M | 44.6% |
| Free cash flow | $181M | 36.6% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $494M | +12% |
From Commerce Bancshares' 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does Commerce Bancshares make money?
Commerce Bancshares (CBSH) made $494M of revenue in the third quarter 2026 (Q3 2026), +12% from a year earlier. Net interest income brought in $309M (62%); Noninterest income brought in $185M (38%). Of every dollar of revenue, 41¢ was left as operating profit, 31¢ was left as net earnings.
What is Commerce Bancshares' biggest business?
Net interest income: $309M in the third quarter 2026, 62% of revenue, +11% from a year earlier.
What is Commerce Bancshares' profit margin?
Net earnings were $155M, 31.4% of revenue, in the third quarter 2026; the operating margin was 41.0%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.