Filing Flows › CNO Financial Group (CNO) › Q2 2025
CNO Financial Group (CNO) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 6, 2025
CNO Financial Group (CNO) reported revenue of $1.2B for the second quarter 2025 (Q2 2025), +8% from a year earlier and +15% from the quarter before. Operating margin was 9.8%, net earnings $91.8M (8.0% of revenue).
CNO Financial Group, Q2 2025: revenue $1.2B (+8% year over year), operating margin 9.8%, net earnings $91.8M, operating cash flow $146M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.2B | +15% | +8% |
| Operating profit | $112M | +7% | -24% |
| Net earnings | $91.8M | +327% | -21% |
| Operating cash flow | $146M | +6% | +31% |
What changed
Revenue was $1.2B in Q2 2025, up 8% year over year and up 15% from the previous quarter.
Operating profit was $0.11B, a 9.8% margin (down 4.2 points year over year). Operating profit fell $0.04B even though revenue rose $0.09B versus a year earlier, so costs grew faster than sales. Total costs grew 13% against revenue growth of 8%. Net earnings were $0.09B, down 21% year over year. The effective tax rate was 22.2%.
Operating cash flow was $0.15B (up 31% year over year), 158% of net earnings. Non-cash charges added back $0.08B of depreciation and amortization. Working capital and other items used $0.03B.
Questions
What was CNO Financial Group's revenue in the second quarter 2025?
CNO Financial Group (CNO) reported revenue of $1.2B for the second quarter 2025 (Q2 2025), +8% from a year earlier and +15% from the quarter before.
Was CNO Financial Group profitable in the second quarter 2025?
Operating profit was $112M (9.8% of revenue) and net earnings $91.8M.