Filing Flows › CNO Financial Group (CNO) › Q3 2025
CNO Financial Group (CNO) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 6, 2025
CNO Financial Group (CNO) reported revenue of $1.2B for the third quarter 2025 (Q3 2025), +5% from a year earlier and +3% from the quarter before. Operating margin was 13.7%, net earnings $23.1M (1.9% of revenue).
CNO Financial Group, Q3 2025: revenue $1.2B (+5% year over year), operating margin 13.7%, net earnings $23.1M, operating cash flow $198M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.2B | +3% | +5% |
| Operating profit | $163M | +45% | +6% |
| Net earnings | $23.1M | -75% | +148% |
| Operating cash flow | $198M | +36% | -14% |
What changed
Revenue was $1.2B in Q3 2025, up 5% year over year and up 3% from the previous quarter.
Operating profit was $0.16B, a 13.7% margin (up 0.1 points year over year). Of the extra revenue versus a year earlier, 16% reached operating profit, above the 14% margin then. Total costs grew 5% against revenue growth of 5%. Net earnings were $0.02B, up 148% year over year. The effective tax rate was 55.0%.
Operating cash flow was $0.20B (down 14% year over year), 856% of net earnings. Non-cash charges added back $0.08B of depreciation and amortization. Working capital and other items added $0.09B.
Questions
What was CNO Financial Group's revenue in the third quarter 2025?
CNO Financial Group (CNO) reported revenue of $1.2B for the third quarter 2025 (Q3 2025), +5% from a year earlier and +3% from the quarter before.
Was CNO Financial Group profitable in the third quarter 2025?
Operating profit was $163M (13.7% of revenue) and net earnings $23.1M.