Filing Flows › CNO Financial Group (CNO) › Q4 2025
CNO Financial Group (CNO) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 24, 2026
CNO Financial Group (CNO) reported revenue of $1.1B for the fourth quarter 2025 (Q4 2025), +4% from a year earlier and -4% from the quarter before. Operating margin was 15.2%, net earnings $92.9M (8.1% of revenue).
CNO Financial Group, Q4 2025: revenue $1.1B (+4% year over year), operating margin 15.2%, net earnings $92.9M, operating cash flow $196M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.1B | -4% | +4% |
| Operating profit | $174M | +7% | -0.2% |
| Net earnings | $92.9M | +302% | -49% |
| Operating cash flow | $196M | -1% | +2% |
What changed
Revenue was $1.1B in Q4 2025, up 4% year over year and down 4% from the previous quarter.
Operating profit was $0.17B, a 15.2% margin (down 0.7 points year over year). Operating profit fell $400K even though revenue rose $0.05B versus a year earlier, so costs grew faster than sales. Total costs grew 5% against revenue growth of 4%. Net earnings were $0.09B, down 49% year over year. The effective tax rate was 3.5%.
Operating cash flow was $0.20B (up 2% year over year), 211% of net earnings. Non-cash charges added back $0.08B of depreciation and amortization. Working capital and other items added $0.02B.
Questions
What was CNO Financial Group's revenue in the fourth quarter 2025?
CNO Financial Group (CNO) reported revenue of $1.1B for the fourth quarter 2025 (Q4 2025), +4% from a year earlier and -4% from the quarter before.
Was CNO Financial Group profitable in the fourth quarter 2025?
Operating profit was $174M (15.2% of revenue) and net earnings $92.9M.