Filing Flows › Creditriskmonitor (CRMZ) › Q3 2025
Creditriskmonitor (CRMZ) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 10, 2025
Creditriskmonitor (CRMZ) reported revenue of $5.1M for the third quarter 2025 (Q3 2025), +2% from a year earlier and +0.7% from the quarter before. Operating margin was 0.3%, net earnings $125K (2.5% of revenue).
Creditriskmonitor, Q3 2025: revenue $5.1M (+2% year over year), operating margin 0.3%, net earnings $125K, operating cash flow $1.4M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $5.1M | +0.7% | +2% |
| Operating profit | $16K | -87% | -95% |
| Net earnings | $125K | -45% | -68% |
| Operating cash flow | $1.4M | +42% | +119% |
| Free cash flow | $1.4M | +79% | +150% |
What changed
Revenue was $5.1M in Q3 2025, up 2% year over year and up 1% from the previous quarter.
Operating profit was $16K, a 0.3% margin (down 6.0 points year over year). Operating profit fell $298K even though revenue rose $85K versus a year earlier, so costs grew faster than sales. Total costs grew 8% against revenue growth of 2%. The fastest-growing cost line was SG&A (+17%). Net earnings were $125K, down 68% year over year. The effective tax rate was 30.6%. Non-operating items added $164K, 91% of pre-tax earnings, so the bottom line overstates operating performance.
Operating cash flow was $1.4M (up 119% year over year), 1136% of net earnings. Non-cash charges added back $78K of depreciation and amortization and $23K of share-based compensation. Working capital and other items added $1.2M. Capital expenditures of $1K left free cash flow of $1.4M.
Questions
What was Creditriskmonitor's revenue in the third quarter 2025?
Creditriskmonitor (CRMZ) reported revenue of $5.1M for the third quarter 2025 (Q3 2025), +2% from a year earlier and +0.7% from the quarter before.
Was Creditriskmonitor profitable in the third quarter 2025?
Operating profit was $16K (0.3% of revenue) and net earnings $125K.
Source: Creditriskmonitor 10-Q on SEC EDGAR.