Filing Flows

Filing Flows › Industrials › Creditriskmonitor (CRMZ)

Creditriskmonitor (CRMZ) earnings and revenue breakdown

Latest: Q2 2026 · 10-Q filed Aug 19, 2026 · Creditriskmonitor (CRMZ) Q2 2026 earnings results →

Q2 2026 Revenue up 2% year over year to $5.2M · 9¢ of every $1 of revenue lost · operating margin -12.9%

Creditriskmonitor made $5.2M in Q2 2026 (+2% Y/Y). Operating margin -12.9%, net loss $475K. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 19, 2026.

Revenue$5.2M
Year over year+2%
Operating margin-12.9%
Net earnings−$475K
Operating cash flow$414K

Drawing the Sankey…

Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF

What changed this quarter

Revenue was $5.2M in Q2 2026, up 2% year over year and up 4% from the previous quarter.

Operating costs exceeded revenue by $664K, an operating margin of -12.9%. Total costs grew 15% against revenue growth of 2%. The fastest-growing cost line was Other operating costs (+21%). The quarter ended with a net loss of $475K, wider than the previous quarter's $52K loss. Non-operating items added $139K, -26% of pre-tax earnings, so the bottom line overstates operating performance.

Operating cash flow was $414K (down 59% year over year). Non-cash charges added back $52K of depreciation and amortization and $37K of share-based compensation. Working capital and other items added $800K.

Quarterly history

Creditriskmonitor revenue by quarterCreditriskmonitor revenue by quarter$5.1MQ4 2024$4.9MQ1 2025$5.1MQ2 2025$5.1MQ3 2025$5.1MQ4 2025$5.0MQ1 2026$5.2MQ2 2026
Creditriskmonitor net earnings by quarterCreditriskmonitor net earnings by quarter$976KQ4 2024−$8KQ1 2025$230KQ2 2025$125KQ3 2025$258KQ4 2025−$52KQ1 2026−$475KQ2 2026
QuarterFormFiledRevenueY/YOp. marginNet earningsOp. cash flow
Q2 202610-QAug 19, 2026$5.2M+2%-12.9%−$475K$414K
Q1 202610-QMay 12, 2026$5.0M+2%-4.3%−$52K−$452K
Q4 202510-KMar 24, 2026$5.1M+0.8%3.6%$258K−$617K
Q3 202510-QNov 10, 2025$5.1M+2%0.3%$125K$1.4M
Q2 202510-QAug 6, 2025$5.1M+2%2.4%$230K$1.0M
Q1 202510-QMay 8, 2025$4.9M+1%-2.3%−$8K−$838K
Q4 202410-KMar 20, 2025$5.1M+4%14.7%$976K$662K

Charts

Creditriskmonitor: revenue growth, year over year and quarter over quarterCreditriskmonitor: revenue growth, year over year and quarter over quarterY/YQ/Q+4%Q4 2024+1%-4%Q1 2025+2%+4%Q2 2025+2%+1%Q3 2025+1%+0%Q4 2025+2%-2%Q1 2026+2%+4%Q2 2026
Latest (Q2 2026): Y/Y +2%, Q/Q +4%.
Creditriskmonitor: where the cash came from (+) and went (−), TTM to Q2 2026Creditriskmonitor: where the cash came from (+) and went (−), TTM to Q2 2026Cash drawn (+) / kept (−)−$3.6MOther investing$2.9MOperating cash flow$767KCapital spending−$135K
From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.
Creditriskmonitor: profit against cash, quarter by quarterCreditriskmonitor: profit against cash, quarter by quarterNet incomeOperating cash flow$387K$649KQ3 2024$976K$662KQ4 2024−$8K−$838KQ1 2025$135K$1.0MQ2 2025$125K$1.4MQ3 2025$258K−$617KQ4 2025−$52K−$452KQ1 2026−$475K$414KQ2 2026
Latest (Q2 2026): Net income −$475K, Operating cash flow $414K.
Creditriskmonitor: diluted shares by fiscal yearCreditriskmonitor: diluted shares by fiscal year11MFY202011MFY202111MFY202211MFY202311MFY202411MFY2025
+1.1% since FY2020: more shares outstanding (issuance, stock pay).
Creditriskmonitor in its industry: growth against margin (5 companies, SIC 7320)Creditriskmonitor in its industry: growth against margin (5 companies, SIC 7320)revenue growth, year over year →↑ operating marginmedian +7%median 21%SPGIMCOEFXTRUCRMZ (+2%, -13%)
Services-Consumer Credit Reporting, Collection Agencies; dot size is quarterly revenue; dashed lines are the industry's medians.

Interactive views

The same charts as the app — open one to draw it.

💵Where each $1 goesinteractive

Loading the interactive chart…

🌏Named in Asian annual reportsinteractive

Loading the interactive chart…

🔄Rotation against the market and its industry (RRG)interactive

Loading the interactive chart…

🔍Earnings qualityinteractive

Loading the interactive chart…

⚖️Fair value by methodinteractive

Loading the interactive chart…

🔭Outlook & guidanceinteractive

Loading the interactive chart…

📈Investments: gains and what it boughtinteractive

Loading the interactive chart…

🏭Its industry’s money flow (input-output)interactive

Loading the interactive chart…

Creditriskmonitor against its Services-Consumer Credit Reporting, Collection Agencies peers

The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +2% against the peers' median +7%. Operating margin: -12.9% against the peers' median 21.0%.

CompanyQuarterRevenueY/YOp. margin
CRMZ CreditriskmonitorQ2 2026$5.2M+2%-12.9%
SPGI S&P GlobalQ3 2026$3.7B+7%53.2%
MCO Moody'sQ3 2026$2.0B+0.8%44.8%
EFX EquifaxQ3 2026$1.7B+10%21.0%
TRU TransUnionQ3 2026$1.3B+12%20.4%

Source: Creditriskmonitor 10-Q on SEC EDGAR · CIK 315958 · Services-Consumer Credit Reporting, Collection Agencies

More on CRMZ

History

Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results

Compare CRMZ with

中文版:Creditriskmonitor(CRMZ)财报

Español · Français