Filing Flows › Creditriskmonitor (CRMZ) › Q4 2025
Creditriskmonitor (CRMZ) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 24, 2026
Creditriskmonitor (CRMZ) reported revenue of $5.1M for the fourth quarter 2025 (Q4 2025), +0.8% from a year earlier and +0.1% from the quarter before. Operating margin was 3.6%, net earnings $258K (5.1% of revenue).
Creditriskmonitor, Q4 2025: revenue $5.1M (+0.8% year over year), operating margin 3.6%, net earnings $258K, operating cash flow −$617K. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $5.1M | +0.1% | +0.8% |
| Operating profit | $184K | 11× | -75% |
| Net earnings | $258K | +106% | -74% |
| Operating cash flow | −$617K | -143% | -193% |
What changed
Revenue was $5.1M in Q4 2025, up 1% year over year and roughly flat from the previous quarter.
Operating profit was $184K, a 3.6% margin (down 11.1 points year over year). Operating profit fell $562K even though revenue rose $40K versus Q4 2024, so costs grew faster than sales. Total costs grew 14% against revenue growth of 1%. The fastest-growing cost line was SG&A (+21%). Net earnings were $258K, down 74% year over year. The effective tax rate was 25.1%. Non-operating items added $161K, 47% of pre-tax earnings, so the bottom line overstates operating performance.
Operating cash flow was −$617K. Non-cash charges added back $69K of depreciation and amortization and $24K of share-based compensation. Working capital and other items used $1.0M. Capital expenditures of $53K exceeded it, leaving free cash flow of −$670K.
Questions
What was Creditriskmonitor's revenue in the fourth quarter 2025?
Creditriskmonitor (CRMZ) reported revenue of $5.1M for the fourth quarter 2025 (Q4 2025), +0.8% from a year earlier and +0.1% from the quarter before.
Was Creditriskmonitor profitable in the fourth quarter 2025?
Operating profit was $184K (3.6% of revenue) and net earnings $258K.
Source: Creditriskmonitor 10-K on SEC EDGAR.