Filing Flows › First Capital (FCAP) › Q2 2026
First Capital (FCAP) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 12, 2026
First Capital (FCAP) reported revenue of $14.3M for the second quarter 2026 (Q2 2026), +15% from a year earlier and +6% from the quarter before. Operating margin was 42.1%, net earnings $4.8M (33.3% of revenue).
First Capital, Q2 2026: revenue $14.3M (+15% year over year), operating margin 42.1%, net earnings $4.8M, operating cash flow $4.3M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $14.3M | +6% | +15% |
| Operating profit | $6.0M | +12% | +30% |
| Net earnings | $4.8M | +10% | +26% |
| Operating cash flow | $4.3M | -33% | +14% |
| Free cash flow | $3.5M | -39% | +3% |
What changed
Revenue was $14.3M in Q2 2026, up 15% year over year and up 6% from the previous quarter.
Operating profit was $6.0M, a 42.1% margin (up 4.8 points year over year). Of the extra revenue versus Q2 2025, 74% reached operating profit, above the 37% margin then. Total costs grew 6% against revenue growth of 15%. The fastest-growing cost line was Other operating costs (+39%). Net earnings were $4.8M, up 26% year over year. The effective tax rate was 20.8%.
Operating cash flow was $4.3M (up 14% year over year), 89% of net earnings. Non-cash charges added back $290K of depreciation and amortization and $15K of share-based compensation. Working capital and other items used $819K. Capital expenditures of $704K left free cash flow of $3.5M.
Questions
What was First Capital's revenue in the second quarter 2026?
First Capital (FCAP) reported revenue of $14.3M for the second quarter 2026 (Q2 2026), +15% from a year earlier and +6% from the quarter before.
Was First Capital profitable in the second quarter 2026?
Operating profit was $6.0M (42.1% of revenue) and net earnings $4.8M.
Source: First Capital 10-Q on SEC EDGAR.