Filing Flows › FirstCash Holdings (FCFS) › Q4 2025
FirstCash Holdings (FCFS) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 9, 2026
FirstCash Holdings (FCFS) reported revenue of $1.1B for the fourth quarter 2025 (Q4 2025), +20% from a year earlier and +13% from the quarter before. Operating margin was 13.5%, net earnings $104M (9.8% of revenue).
FirstCash Holdings, Q4 2025: revenue $1.1B (+20% year over year), operating margin 13.5%, net earnings $104M, operating cash flow $207M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.1B | +13% | +20% |
| Gross profit | $530M | +12% | +22% |
| Operating profit | $143M | +27% | +30% |
| Net earnings | $104M | +26% | +25% |
| Operating cash flow | $207M | +52% | +4% |
What changed
Revenue was $1.1B in Q4 2025, up 20% year over year and up 13% from the previous quarter.
Gross margin was 50.1%, up 1.0 points from a year earlier. Operating profit was $0.14B, a 13.5% margin (up 1.1 points year over year). Of the extra revenue versus a year earlier, 19% reached operating profit, above the 12% margin then. Operating expenses grew 19% against revenue growth of 20%. The fastest-growing cost line was General & admin (+47%). Net earnings were $0.10B, up 25% year over year. The effective tax rate was 27.0%.
Operating cash flow was $0.21B (up 4% year over year), 198% of net earnings. Non-cash charges added back $0.01B of share-based compensation. Working capital and other items added $0.10B.
Questions
What was FirstCash Holdings' revenue in the fourth quarter 2025?
FirstCash Holdings (FCFS) reported revenue of $1.1B for the fourth quarter 2025 (Q4 2025), +20% from a year earlier and +13% from the quarter before.
Was FirstCash Holdings profitable in the fourth quarter 2025?
Operating profit was $143M (13.5% of revenue) and net earnings $104M.
Source: FirstCash Holdings 10-K on SEC EDGAR.