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FirstCash Holdings (FCFS) Q1 2026 earnings results (first quarter 2026)

10-Q filed Apr 24, 2026

FirstCash Holdings (FCFS) reported revenue of $1.1B for the first quarter 2026 (Q1 2026), +26% from a year earlier and -0.6% from the quarter before. Operating margin was 13.8%, net earnings $108M (10.2% of revenue).

Revenue$1.1B
Year over year+26%
Quarter over quarter-0.6%
Operating margin13.8%
Net earnings$108M

FirstCash Holdings, Q1 2026: revenue $1.1B (+26% year over year), operating margin 13.8%, net earnings $108M, operating cash flow $154M. The chart follows the revenue to costs, profit and cash.

Q1 2026AmountQ/QY/Y
Revenue$1.1B-0.6%+26%
Gross profit$542M+2%+28%
Operating profit$145M+2%+30%
Net earnings$108M+3%+29%
Operating cash flow$154M-26%+21%
Free cash flow$123M—+3%

What changed

Revenue was $1.1B in Q1 2026, up 26% year over year and down 1% from the previous quarter.

Gross margin was 51.6%, up 0.9 points from Q1 2025. Operating profit was $0.15B, a 13.8% margin (up 0.5 points year over year). Of the extra revenue versus Q1 2025, 16% reached operating profit, above the 13% margin then. Operating expenses grew 27% against revenue growth of 26%. The fastest-growing cost line was General & admin (+36%). Net earnings were $0.11B, up 29% year over year. The effective tax rate was 25.8%.

Operating cash flow was $0.15B (up 21% year over year), 143% of net earnings. Non-cash charges added back $0.01B of share-based compensation. Working capital and other items added $0.04B. Capital expenditures of $0.03B left free cash flow of $0.12B.

Questions

What was FirstCash Holdings' revenue in the first quarter 2026?

FirstCash Holdings (FCFS) reported revenue of $1.1B for the first quarter 2026 (Q1 2026), +26% from a year earlier and -0.6% from the quarter before.

Was FirstCash Holdings profitable in the first quarter 2026?

Operating profit was $145M (13.8% of revenue) and net earnings $108M.

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Source: FirstCash Holdings 10-Q on SEC EDGAR.