Filing Flows › FirstCash Holdings (FCFS) › Q2 2026
FirstCash Holdings (FCFS) Q2 2026 earnings results (second quarter 2026)
10-Q filed Jul 27, 2026
FirstCash Holdings (FCFS) reported revenue of $1.1B for the second quarter 2026 (Q2 2026), +29% from a year earlier and +2% from the quarter before. Operating margin was 11.8%, net earnings $93.5M (8.7% of revenue).
FirstCash Holdings, Q2 2026: revenue $1.1B (+29% year over year), operating margin 11.8%, net earnings $93.5M, operating cash flow $177M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.1B | +2% | +29% |
| Gross profit | $534M | -2% | +29% |
| Operating profit | $127M | -12% | +57% |
| Net earnings | $93.5M | -13% | +56% |
| Operating cash flow | $177M | +15% | +51% |
| Free cash flow | $58.0M | — | — |
What changed
Revenue was $1.1B in Q2 2026, up 29% year over year and up 2% from the previous quarter.
Gross margin was 49.7%, unchanged from Q2 2025. Operating profit was $0.13B, a 11.8% margin (up 2.1 points year over year). Of the extra revenue versus Q2 2025, 19% reached operating profit, above the 10% margin then. Operating expenses grew 23% against revenue growth of 29%. The fastest-growing cost line was Other operating costs (+25%). Net earnings were $0.09B, up 56% year over year. The effective tax rate was 26.4%.
Operating cash flow was $0.18B (up 51% year over year), 189% of net earnings. Non-cash charges added back $0.01B of share-based compensation. Working capital and other items added $0.08B. After pawn loans made, net ($0.01B) and investments in finance receivables ($0.09B) and purchases of furniture, fixtures, equipment and improvements ($0.02B), free cash flow as the company reports it was $0.06B.
Questions
What was FirstCash Holdings' revenue in the second quarter 2026?
FirstCash Holdings (FCFS) reported revenue of $1.1B for the second quarter 2026 (Q2 2026), +29% from a year earlier and +2% from the quarter before.
Was FirstCash Holdings profitable in the second quarter 2026?
Operating profit was $127M (11.8% of revenue) and net earnings $93.5M.
Source: FirstCash Holdings 10-Q on SEC EDGAR.