Filing Flows › Fiserv (FISV) › Q2 2026
Fiserv (FISV) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 7, 2026
Fiserv (FISV) reported revenue of $5.3B for the second quarter 2026 (Q2 2026), -4% from a year earlier and +5% from the quarter before. Operating margin was 19.2%, net earnings $630M (11.9% of revenue).
Fiserv, Q2 2026: revenue $5.3B (-4% year over year), operating margin 19.2%, net earnings $630M, operating cash flow $1.5B. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $5.3B | +5% | -4% |
| Operating profit | $1.0B | +11% | -40% |
| Net earnings | $630M | +10% | -39% |
| Operating cash flow | $1.5B | +148% | -11% |
| Free cash flow | $985M | +599% | -17% |
What changed
Revenue was $5.3B in Q2 2026, down 4% year over year and up 5% from the previous quarter. Processing and services revenue was the largest line at 81% of revenue. Product revenue lost $0.21B year over year (down 17%), 95% of the total change.
Operating profit was $1.0B, a 19.2% margin (down 11.6 points year over year). Total costs grew 12% against a revenue fall of 4%. The fastest-growing cost line was Other operating costs (+13%). Net earnings were $0.63B, down 39% year over year. The effective tax rate was 19.8%.
Operating cash flow was $1.5B (down 11% year over year), 235% of net earnings. Non-cash charges added back $0.12B of share-based compensation. Working capital and other items added $0.74B. Capital expenditures of $0.50B left free cash flow of $1.0B.
Questions
What was Fiserv's revenue in the second quarter 2026?
Fiserv (FISV) reported revenue of $5.3B for the second quarter 2026 (Q2 2026), -4% from a year earlier and +5% from the quarter before.
Was Fiserv profitable in the second quarter 2026?
Operating profit was $1.0B (19.2% of revenue) and net earnings $630M.
Source: Fiserv 10-Q on SEC EDGAR.