Filing Flows › Fiserv (FISV) › Q3 2026
Fiserv (FISV) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 4, 2026
Fiserv (FISV) reported revenue of $5.2B for the third quarter 2026 (Q3 2026), -1% from a year earlier and -2% from the quarter before. Operating margin was -105.7%, net loss $5.9B (114.3% of revenue).
Fiserv, Q3 2026: revenue $5.2B (-1% year over year), operating margin -105.7%, net loss $5.9B, operating cash flow $1.0B. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $5.2B | -2% | -1% |
| Operating profit | −$5.5B | -641% | -483% |
| Net earnings | −$5.9B | -1043% | -850% |
| Operating cash flow | $1.0B | -32% | -44% |
| Free cash flow | $530M | -46% | -59% |
What changed
Revenue was $5.2B in Q3 2026, down 1% year over year and down 2% from the previous quarter. Processing and services revenue was the largest line at 81% of revenue. Processing and services revenue lost $0.04B year over year (down 1%), 63% of the total change.
Operating costs exceeded revenue by $5.5B, an operating margin of -105.7%. Total costs grew 179% against a revenue fall of 1%. The fastest-growing cost line was Other operating costs (+326%). The quarter ended with a net loss of $5.9B, after a profit of $0.63B the previous quarter.
Operating cash flow was $1.0B (down 44% year over year). Non-cash charges added back $0.11B of share-based compensation. Working capital and other items added $6.8B. Capital expenditures of $0.48B left free cash flow of $0.53B.
Questions
What was Fiserv's revenue in the third quarter 2026?
Fiserv (FISV) reported revenue of $5.2B for the third quarter 2026 (Q3 2026), -1% from a year earlier and -2% from the quarter before.
Was Fiserv profitable in the third quarter 2026?
Operating loss was $5.5B (-105.7% of revenue) and net loss $5.9B.
Source: Fiserv 10-Q on SEC EDGAR.