Filing Flows › Fiserv (FISV) › Q3 2026 › vs Q3 2025
Fiserv (FISV) Q3 2026 vs Q3 2025 (year over year)
Fiserv's revenue fell $67.0M (-1%) from $5.3B in Q3 2025 to $5.2B in Q3 2026. The biggest changes: Processing and services revenue −$42.0M (-1%); Product revenue −$25.0M (-3%).
Fiserv, Q3 2026: revenue $5.2B (-1% year over year), operating margin -105.7%, net loss $5.9B, operating cash flow $1.0B. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Free cash flow margin | 10.2% | 24.7% | -14.5 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Processing and services revenue | $4.2B | $4.3B | −$42.0M | -1% |
| Product revenue | $965M | $990M | −$25.0M | -3% |
| Revenue | $5.2B | $5.3B | −$67.0M | -1% |
| Net loss | $5.9B | −$799M | $6.7B | — |
| Costs & expenses | $11.1B | $5.3B | $5.9B | +112% |
| Operating costs | $10.7B | $3.8B | $6.9B | +179% |
| Interest & other, net | $308M | $464M | −$156M | -34% |
| Income tax | $137M | $173M | −$36.0M | -21% |
| SG&A | $1.9B | $1.8B | $139M | +8% |
| Other operating costs | $8.8B | $2.1B | $6.7B | +326% |
| Operating cash sources | $7.0B | $1.0B | $5.9B | +591% |
| Share-based compensation | $110M | $87.0M | $23.0M | +26% |
| Working capital & other | $6.8B | $919M | $5.9B | +644% |
| Net loss absorbed | $5.9B | −$799M | $6.7B | — |
| Operating cash flow | $1.0B | $1.8B | −$793M | -44% |
| Free cash flow (OCF − capex) | $530M | $1.3B | −$768M | -59% |
| Capital expenditures | $482M | $507M | −$25.0M | -5% |
Questions
How much did Fiserv's revenue grow year over year in Q3 2026?
Fiserv's revenue fell $67.0M (-1%) from $5.3B in Q3 2025 to $5.2B in Q3 2026.
What drove Fiserv's revenue change in Q3 2026?
Processing and services revenue −$42.0M (-1%); Product revenue −$25.0M (-3%).