Filing Flows › Farmers National Banc (FMNB) › Q2 2026
Farmers National Banc (FMNB) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 6, 2026
Farmers National Banc (FMNB) reported revenue of $101M for the second quarter 2026 (Q2 2026), +44% from a year earlier and +24% from the quarter before. Operating margin was 27.0%, net earnings $23.0M (22.9% of revenue).
Farmers National Banc, Q2 2026: revenue $101M (+44% year over year), operating margin 27.0%, net earnings $23.0M, operating cash flow $26.5M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $101M | +24% | +44% |
| Operating profit | $27.1M | +36% | +66% |
| Net earnings | $23.0M | +42% | +66% |
| Operating cash flow | $26.5M | +250% | +89% |
| Free cash flow | $26.0M | +267% | +109% |
What changed
Revenue was $100.5M in Q2 2026, up 44% year over year and up 24% from the previous quarter.
Operating profit was $27.1M, a 27.0% margin (up 3.6 points year over year). Of the extra revenue versus Q2 2025, 35% reached operating profit, above the 23% margin then. Total costs grew 37% against revenue growth of 44%. Net earnings were $23.0M, up 66% year over year. The effective tax rate was 15.1%.
Operating cash flow was $26.5M (up 89% year over year), 115% of net earnings. Non-cash charges added back $2.7M of depreciation and amortization and $712K of share-based compensation. Capital expenditures of $568K left free cash flow of $26.0M.
Questions
What was Farmers National Banc's revenue in the second quarter 2026?
Farmers National Banc (FMNB) reported revenue of $101M for the second quarter 2026 (Q2 2026), +44% from a year earlier and +24% from the quarter before.
Was Farmers National Banc profitable in the second quarter 2026?
Operating profit was $27.1M (27.0% of revenue) and net earnings $23.0M.