Filing Flows › Group 1 Automotive (GPI) › How it makes money
How Group 1 Automotive (GPI) makes money
Group 1 Automotive (GPI) made $5.4B of revenue in the third quarter 2026 (Q3 2026), -7% from a year earlier. Total new and used vehicle sales brought in $4.5B (83%); Parts and service sales brought in $701M (13%); Finance, insurance and other, net brought in $216M (4%). Of every dollar of revenue, 16¢ was left as gross profit, 4¢ was left as operating profit, 2¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Total new and used vehicle sales | $4.5B | 83.0% | +0.1% | -7% |
| ↳ New vehicle retail sales | $2.7B | 49.4% | +2% | -5% |
| ↳ Used vehicle retail sales | $1.7B | 31.3% | -2% | -9% |
| ↳ Used vehicle wholesale sales | $124M | 2.3% | -18% | -16% |
| Parts and service sales | $701M | 13.0% | +1% | -5% |
| Finance, insurance and other, net | $216M | 4.0% | -0.5% | -10% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $5.4B | 100.0% |
| Cost of revenue | $4.5B | 84.2% |
| Gross profit | $855M | 15.8% |
| Operating expenses | $654M | 12.1% |
| Operating profit | $201M | 3.7% |
| Income tax | $28.7M | 0.5% |
| Net earnings | $103M | 1.9% |
| Operating cash flow | $187M | 3.5% |
| Free cash flow | $147M | 2.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $5.4B | -7% |
| Q2 2026 | $5.4B | -6% |
| Q1 2026 | $5.4B | -2% |
| Q4 2025 | $5.6B | +0.6% |
| Q3 2025 | $5.8B | +11% |
| Q2 2025 | $5.7B | +21% |
| Q1 2025 | $5.5B | +23% |
From Group 1 Automotive's 10-Q filed Oct 29, 2026 (on EDGAR).
Questions
How does Group 1 Automotive make money?
Group 1 Automotive (GPI) made $5.4B of revenue in the third quarter 2026 (Q3 2026), -7% from a year earlier. Total new and used vehicle sales brought in $4.5B (83%); Parts and service sales brought in $701M (13%); Finance, insurance and other, net brought in $216M (4%). Of every dollar of revenue, 16¢ was left as gross profit, 4¢ was left as operating profit, 2¢ was left as net earnings.
What is Group 1 Automotive's biggest business?
Total new and used vehicle sales: $4.5B in the third quarter 2026, 83% of revenue, -7% from a year earlier.
What is Group 1 Automotive's profit margin?
Net earnings were $103M, 1.9% of revenue, in the third quarter 2026; the operating margin was 3.7%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.