Filing Flows › Huntington Bancshares (HBAN) › Q2 2025
Huntington Bancshares (HBAN) Q2 2025 earnings results (second quarter 2025)
10-Q filed Jul 29, 2025
Huntington Bancshares (HBAN) reported revenue of $1.9B for the second quarter 2025 (Q2 2025), +7% from a year earlier and +0.9% from the quarter before. Operating margin was 32.9%, net earnings $536M (27.7% of revenue).
Huntington Bancshares, Q2 2025: revenue $1.9B (+8% year over year), operating margin 32.9%, net earnings $536M, operating cash flow $554M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.9B | +0.9% | +7% |
| Operating profit | $638M | -2% | +9% |
| Net earnings | $536M | +2% | +13% |
| Operating cash flow | $554M | +8% | +87% |
| Free cash flow | $500M | +9% | +96% |
What changed
Revenue was $1.9B in Q2 2025, up 7% year over year and up 1% from the previous quarter.
Operating profit was $0.64B, a 32.9% margin (up 0.4 points year over year). Of the extra revenue versus a year earlier, 39% reached operating profit, above the 33% margin then. Total costs grew 7% against revenue growth of 7%. Net earnings were $0.54B, up 13% year over year. The effective tax rate was 15.0%.
Operating cash flow was $0.55B (up 87% year over year), 102% of net earnings. Non-cash charges added back $0.19B of depreciation and amortization and $0.03B of share-based compensation. Working capital and other items used $0.21B. Capital expenditures of $0.05B left free cash flow of $0.50B.
Questions
What was Huntington Bancshares' revenue in the second quarter 2025?
Huntington Bancshares (HBAN) reported revenue of $1.9B for the second quarter 2025 (Q2 2025), +7% from a year earlier and +0.9% from the quarter before.
Was Huntington Bancshares profitable in the second quarter 2025?
Operating profit was $638M (32.9% of revenue) and net earnings $536M.