Filing Flows › Huntington Bancshares (HBAN) › Q3 2025
Huntington Bancshares (HBAN) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 28, 2025
Huntington Bancshares (HBAN) reported revenue of $2.1B for the third quarter 2025 (Q3 2025), +14% from a year earlier and +10% from the quarter before. Operating margin was 35.9%, net earnings $629M (29.5% of revenue).
Huntington Bancshares, Q3 2025: revenue $2.1B (+14% year over year), operating margin 35.9%, net earnings $629M, operating cash flow $487M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.1B | +10% | +14% |
| Operating profit | $766M | +20% | +20% |
| Net earnings | $629M | +17% | +22% |
| Operating cash flow | $487M | -12% | — |
| Free cash flow | $446M | -11% | — |
What changed
Revenue was $2.1B in Q3 2025, up 14% year over year and up 10% from the previous quarter.
Operating profit was $0.77B, a 35.9% margin (up 1.9 points year over year). Of the extra revenue versus a year earlier, 49% reached operating profit, above the 34% margin then. Total costs grew 11% against revenue growth of 14%. The fastest-growing cost line was Other operating costs (+15%). Net earnings were $0.63B, up 22% year over year. The effective tax rate was 17.4%.
Operating cash flow was $0.49B, 77% of net earnings. Non-cash charges added back $0.17B of depreciation and amortization and $0.03B of share-based compensation. Working capital and other items used $0.35B. Capital expenditures of $0.04B left free cash flow of $0.45B.
Questions
What was Huntington Bancshares' revenue in the third quarter 2025?
Huntington Bancshares (HBAN) reported revenue of $2.1B for the third quarter 2025 (Q3 2025), +14% from a year earlier and +10% from the quarter before.
Was Huntington Bancshares profitable in the third quarter 2025?
Operating profit was $766M (35.9% of revenue) and net earnings $629M.