Filing Flows › International Money Express (IMXI) › Q3 2026 › vs Q2 2026
International Money Express (IMXI) Q3 2026 vs Q2 2026 (quarter over quarter)
International Money Express's revenue fell $4.8M (-4%) from $131M in Q2 2026 to $126M in Q3 2026. The biggest changes: Wire transfer and money order fees, net −$5.2M (-5%); Foreign exchange gain, net +$731K (+4%); Other income −$247K (-4%). Operating margin 7.2% against 6.7% (+0.5 pts).
International Money Express, Q3 2026: revenue $126M (-18% year over year), operating margin 7.2%, net earnings $4.3M, operating cash flow $8.2M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 7.2% | 6.7% | +0.5 pts |
| Net margin | 3.4% | 3.2% | +0.2 pts |
| Free cash flow margin | 2.6% | 81.8% | -79.2 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Wire transfer and money order fees, net | $102M | $108M | −$5.2M | -5% |
| Foreign exchange gain, net | $17.4M | $16.7M | $731K | +4% |
| Other income | $6.7M | $6.9M | −$247K | -4% |
| Revenue | $126M | $131M | −$4.8M | -4% |
| Operating profit | $9.1M | $8.8M | $346K | +4% |
| Costs & expenses | $117M | $122M | −$5.1M | -4% |
| Pre-tax earnings | $7.1M | $6.4M | $651K | +10% |
| Other expense, net | $2.0M | $2.3M | −$305K | -13% |
| Net earnings | $4.3M | $4.2M | $120K | +3% |
| Income tax | $2.8M | $2.2M | $531K | +24% |
| Depreciation & amortization | $4.9M | $4.8M | $149K | +3% |
| Share-based compensation | $2.0M | $2.6M | −$659K | -25% |
| Working capital & other | $3.1M | −$101M | $104M | — |
| Operating cash flow | $8.2M | $113M | −$105M | -93% |
| Free cash flow (OCF − capex) | $3.3M | $107M | −$104M | -97% |
| Capital expenditures | $4.9M | $5.5M | −$619K | -11% |
Questions
How much did International Money Express's revenue grow quarter over quarter in Q3 2026?
International Money Express's revenue fell $4.8M (-4%) from $131M in Q2 2026 to $126M in Q3 2026.
What drove International Money Express's revenue change in Q3 2026?
Wire transfer and money order fees, net −$5.2M (-5%); Foreign exchange gain, net +$731K (+4%); Other income −$247K (-4%).