Filing Flows › International Money Express (IMXI) › Q3 2026
International Money Express (IMXI) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 9, 2026
International Money Express (IMXI) reported revenue of $126M for the third quarter 2026 (Q3 2026), -18% from a year earlier and -4% from the quarter before. Operating margin was 7.2%, net earnings $4.3M (3.4% of revenue).
International Money Express, Q3 2026: revenue $126M (-18% year over year), operating margin 7.2%, net earnings $4.3M, operating cash flow $8.2M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $126M | -4% | -18% |
| Operating profit | $9.1M | +4% | -14% |
| Net earnings | $4.3M | +3% | -13% |
| Operating cash flow | $8.2M | -93% | — |
| Free cash flow | $3.3M | -97% | — |
What changed
Revenue was $126.4M in Q3 2026, down 18% year over year and down 4% from the previous quarter. Wire transfer and money order fees, net was the largest line at 81% of revenue. Wire transfer and money order fees, net lost $25.5M year over year (down 20%), 89% of the total change.
Operating profit was $9.1M, a 7.2% margin (up 0.4 points year over year). Total costs fell 19% while revenue fell 18%. Net earnings were $4.3M, down 13% year over year. The effective tax rate was 38.9%.
Operating cash flow was $8.2M, 189% of net earnings. Non-cash charges added back $4.9M of depreciation and amortization and $2.0M of share-based compensation. Working capital and other items used $3.1M. Capital expenditures of $4.9M left free cash flow of $3.3M.
Questions
What was International Money Express' revenue in the third quarter 2026?
International Money Express (IMXI) reported revenue of $126M for the third quarter 2026 (Q3 2026), -18% from a year earlier and -4% from the quarter before.
Was International Money Express profitable in the third quarter 2026?
Operating profit was $9.1M (7.2% of revenue) and net earnings $4.3M.