Filing Flows › International Money Express (IMXI) › Q3 2026 › vs Q3 2025
International Money Express (IMXI) Q3 2026 vs Q3 2025 (year over year)
International Money Express's revenue fell $28.5M (-18%) from $155M in Q3 2025 to $126M in Q3 2026. The biggest changes: Wire transfer and money order fees, net −$25.5M (-20%); Foreign exchange gain, net −$4.9M (-22%); Other income +$1.8M (+38%). Operating margin 7.2% against 6.8% (+0.4 pts).
International Money Express, Q3 2026: revenue $126M (-18% year over year), operating margin 7.2%, net earnings $4.3M, operating cash flow $8.2M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 7.2% | 6.8% | +0.4 pts |
| Net margin | 3.4% | 3.2% | +0.2 pts |
| Free cash flow margin | 2.6% | -22.9% | +25.5 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Wire transfer and money order fees, net | $102M | $128M | −$25.5M | -20% |
| Foreign exchange gain, net | $17.4M | $22.3M | −$4.9M | -22% |
| Other income | $6.7M | $4.8M | $1.8M | +38% |
| Revenue | $126M | $155M | −$28.5M | -18% |
| Operating profit | $9.1M | $10.5M | −$1.4M | -14% |
| Costs & expenses | $117M | $144M | −$27.1M | -19% |
| Pre-tax earnings | $7.1M | $7.6M | −$472K | -6% |
| Other expense, net | $2.0M | $3.0M | −$966K | -32% |
| Net earnings | $4.3M | $5.0M | −$638K | -13% |
| Income tax | $2.8M | $2.6M | $166K | +6% |
| Depreciation & amortization | $4.9M | $4.4M | $531K | +12% |
| Share-based compensation | $2.0M | $2.8M | −$789K | -29% |
| Working capital & other | $3.1M | $40.8M | −$37.7M | -92% |
| Operating cash flow | $8.2M | −$28.7M | $36.8M | — |
| Free cash flow (OCF − capex) | $3.3M | −$35.5M | $38.8M | — |
| Capital expenditures | $4.9M | $6.9M | −$2.0M | -29% |
Questions
How much did International Money Express's revenue grow year over year in Q3 2026?
International Money Express's revenue fell $28.5M (-18%) from $155M in Q3 2025 to $126M in Q3 2026.
What drove International Money Express's revenue change in Q3 2026?
Wire transfer and money order fees, net −$25.5M (-20%); Foreign exchange gain, net −$4.9M (-22%); Other income +$1.8M (+38%).