Filing Flows › John Marshall Bancorp (JMSB) › Q2 2025
John Marshall Bancorp (JMSB) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 12, 2025
John Marshall Bancorp (JMSB) reported revenue of $15.4M for the second quarter 2025 (Q2 2025), +22% from a year earlier and +6% from the quarter before. Operating margin was 42.7%, net earnings $5.1M (33.1% of revenue).
John Marshall Bancorp, Q2 2025: revenue $15.4M (+22% year over year), operating margin 42.7%, net earnings $5.1M, operating cash flow $7.5M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $15.4M | +6% | +22% |
| Operating profit | $6.6M | +6% | +31% |
| Net earnings | $5.1M | +6% | +31% |
| Operating cash flow | $7.5M | +8% | -26% |
| Free cash flow | $7.4M | +11% | -27% |
What changed
Revenue was $15.4M in Q2 2025, up 22% year over year and up 6% from the previous quarter.
Operating profit was $6.6M, a 42.7% margin (up 2.9 points year over year). Of the extra revenue versus a year earlier, 56% reached operating profit, above the 40% margin then. Total costs grew 16% against revenue growth of 22%. Net earnings were $5.1M, up 31% year over year. The effective tax rate was 22.5%.
Operating cash flow was $7.5M (down 26% year over year), 148% of net earnings. Non-cash charges added back $126K of depreciation and $120K of share-based compensation. Working capital and other items added $2.2M. Capital expenditures of $161K left free cash flow of $7.4M.
Questions
What was John Marshall Bancorp's revenue in the second quarter 2025?
John Marshall Bancorp (JMSB) reported revenue of $15.4M for the second quarter 2025 (Q2 2025), +22% from a year earlier and +6% from the quarter before.
Was John Marshall Bancorp profitable in the second quarter 2025?
Operating profit was $6.6M (42.7% of revenue) and net earnings $5.1M.