Filing Flows › John Marshall Bancorp (JMSB) › Q3 2026
John Marshall Bancorp (JMSB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
John Marshall Bancorp (JMSB) reported revenue of $18.1M for the third quarter 2026 (Q3 2026), +11% from a year earlier and -4% from the quarter before. Operating margin was 53.7%, net earnings $7.5M (41.8% of revenue).
John Marshall Bancorp, Q3 2026: revenue $18.1M (+11% year over year), operating margin 53.7%, net earnings $7.5M, operating cash flow $7.4M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $18.1M | -4% | +11% |
| Operating profit | $9.7M | +7% | +41% |
| Net earnings | $7.5M | +7% | +40% |
| Operating cash flow | $7.4M | +47% | +508% |
| Free cash flow | $7.4M | +46% | +522% |
What changed
Revenue was $18.1M in Q3 2026, up 11% year over year and down 4% from the previous quarter. Net interest income was the largest line at 99% of revenue. Net interest income added $2.2M year over year (up 14%), 121% of the total change. Noninterest income declined 59%.
Operating profit was $9.7M, a 53.7% margin (up 11.5 points year over year). Of the extra revenue versus a year earlier, 157% reached operating profit, above the 42% margin then. Total costs fell 11% while revenue rose 11%. Net earnings were $7.5M, up 40% year over year. The effective tax rate was 22.2%.
Operating cash flow was $7.4M (up 508% year over year), 98% of net earnings. Non-cash charges added back $109K of depreciation and $142K of share-based compensation. Working capital and other items used $391K. Capital expenditures of $41K left free cash flow of $7.4M.
Questions
What was John Marshall Bancorp's revenue in the third quarter 2026?
John Marshall Bancorp (JMSB) reported revenue of $18.1M for the third quarter 2026 (Q3 2026), +11% from a year earlier and -4% from the quarter before.
Was John Marshall Bancorp profitable in the third quarter 2026?
Operating profit was $9.7M (53.7% of revenue) and net earnings $7.5M.