Filing Flows › John Marshall Bancorp (JMSB) › Q3 2026 › vs Q3 2025
John Marshall Bancorp (JMSB) Q3 2026 vs Q3 2025 (year over year)
John Marshall Bancorp's revenue rose $1.8M (+11%) from $16.3M in Q3 2025 to $18.1M in Q3 2026. The biggest changes: Net interest income +$2.2M (+14%); Noninterest income −$385K (-59%). Operating margin 53.7% against 42.2% (+11.5 pts).
John Marshall Bancorp, Q3 2026: revenue $18.1M (+11% year over year), operating margin 53.7%, net earnings $7.5M, operating cash flow $7.4M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 53.7% | 42.2% | +11.5 pts |
| Net margin | 41.8% | 33.2% | +8.5 pts |
| Free cash flow margin | 40.8% | 7.3% | +33.5 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $17.8M | $15.6M | $2.2M | +14% |
| Noninterest income | $268K | $653K | −$385K | -59% |
| Revenue | $18.1M | $16.3M | $1.8M | +11% |
| Operating profit | $9.7M | $6.9M | $2.8M | +41% |
| Costs & expenses | $8.4M | $9.4M | −$1.0M | -11% |
| Pre-tax earnings | $9.7M | $6.9M | $2.8M | +41% |
| Net earnings | $7.5M | $5.4M | $2.1M | +40% |
| Income tax | $2.2M | $1.5M | $695K | +48% |
| Depreciation | $109K | $128K | −$19K | -15% |
| Share-based compensation | $142K | $120K | $22K | +18% |
| Working capital & other | $391K | $4.4M | −$4.0M | -91% |
| Operating cash flow | $7.4M | $1.2M | $6.2M | +508% |
| Free cash flow (OCF − capex) | $7.4M | $1.2M | $6.2M | +522% |
| Capital expenditures | $41K | $33K | $8K | +24% |
Questions
How much did John Marshall Bancorp's revenue grow year over year in Q3 2026?
John Marshall Bancorp's revenue rose $1.8M (+11%) from $16.3M in Q3 2025 to $18.1M in Q3 2026.
What drove John Marshall Bancorp's revenue change in Q3 2026?
Net interest income +$2.2M (+14%); Noninterest income −$385K (-59%).