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Kindcard (KCRD) earnings and revenue breakdown

Latest: Q2 FY27 · 10-Q filed Sep 21, 2026 · Kindcard (KCRD) Q2 FY27 earnings results →

Q2 FY27 Revenue down 20% year over year to $73K · 74¢ of every $1 of revenue lost · operating margin -74.5%

Kindcard made $73K in Q2 FY27 (-20% Y/Y). Operating margin -74.5%, net loss $54K. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Sep 21, 2026.

Revenue$73K
Year over year-20%
Operating margin-74.5%
Net earnings−$54K
Operating cash flow−$56K

Drawing the Sankey…

Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF

What changed this quarter

Revenue was $73K in Q2 FY27, down 20% year over year and down 2% from the previous quarter.

Gross margin was 76.8%, down 2.4 points from Q2 FY26. Operating costs exceeded revenue by $54K, an operating margin of -74.5%. Operating expenses fell 56% while revenue fell 20%. The quarter ended with a net loss of $54K, narrower than the previous quarter's $62K loss.

Operating cash flow was −$56K. Non-cash charges added back $3K of depreciation and amortization. Working capital and other items used $5K.

Quarterly history

Kindcard revenue by quarterKindcard revenue by quarter$105KQ4 FY25$86KQ1 FY26$91KQ2 FY26$98KQ3 FY26$91KQ4 FY26$74KQ1 FY27$73KQ2 FY27
Kindcard net earnings by quarterKindcard net earnings by quarter−$71KQ4 FY25−$55KQ1 FY26−$178KQ2 FY26−$45KQ3 FY26$68KQ4 FY26−$62KQ1 FY27−$54KQ2 FY27
QuarterFormFiledRevenueY/YOp. marginNet earningsOp. cash flow
Q2 FY2710-QSep 21, 2026$73K-20%-74.5%−$54K−$56K
Q1 FY2710-QJun 17, 2026$74K-13%-84.1%−$62K−$22K
Q4 FY2610-KMay 19, 2026$91K-13%74.3%$68K$95K
Q3 FY2610-QDec 22, 2025$98K-30%-45.9%−$45K$25K
Q2 FY2610-QSep 22, 2025$91K+11%-196.3%−$178K−$35K
Q1 FY2610-QJun 16, 2025$86K+0.6%-64.3%−$55K−$37K
Q4 FY2510-KMay 19, 2025$105K-0.7%-68.6%−$71K−$30K

Charts

Kindcard: revenue growth, year over year and quarter over quarterKindcard: revenue growth, year over year and quarter over quarterY/YQ/Q-1%Q4 FY25+1%-18%Q1 FY26+11%+6%Q2 FY26-30%+7%Q3 FY26-13%-6%Q4 FY26-13%-19%Q1 FY27-20%-2%Q2 FY27
Latest (Q2 FY27): Y/Y -20%, Q/Q -2%.
Kindcard: where the cash came from (+) and went (−), TTM to Q2 FY27Kindcard: where the cash came from (+) and went (−), TTM to Q2 FY27Other financing−$87KNet borrowing (+) / repaid (−)$46KOperating cash flow$41KCash drawn (+) / kept (−)$31
From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.
Kindcard: profit against cash, quarter by quarterKindcard: profit against cash, quarter by quarterNet incomeOperating cash flow−$8K−$17KQ3 FY25−$71K−$30KQ4 FY25−$55K−$37KQ1 FY26−$178K−$35KQ2 FY26−$45K$25KQ3 FY26$68K$95KQ4 FY26−$62K−$22KQ1 FY27−$54K−$56KQ2 FY27
Latest (Q2 FY27): Net income −$54K, Operating cash flow −$56K.
Kindcard: diluted shares by fiscal yearKindcard: diluted shares by fiscal year76MFY2198MFY25101MFY26
+33.7% since FY21: more shares outstanding (issuance, stock pay).
Kindcard: long-term debt falling due (FY25)Kindcard: long-term debt falling due (FY25)$3K2027$3K2028$3K2029$141KLater
Cash $9K, short-term investments —, long-term debt $150K at 2025-01-31.
Kindcard in its industry: growth against margin (6 companies, SIC 5940)Kindcard in its industry: growth against margin (6 companies, SIC 5940)revenue growth, year over year →↑ operating marginmedian +3%median 0%DKSASOSPWHBNEDPEWKCRD (-20%, -74%)
Retail-Miscellaneous Shopping Goods Stores; dot size is quarterly revenue; dashed lines are the industry's medians.

Interactive views

The same charts as the app — open one to draw it.

💵Where each $1 goesinteractive

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🌏Named in Asian annual reportsinteractive

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🔄Rotation against the market and its industry (RRG)interactive

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🔍Earnings qualityinteractive

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⚖️Fair value by methodinteractive

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🔭Outlook & guidanceinteractive

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📈Investments: gains and what it boughtinteractive

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🏭Its industry’s money flow (input-output)interactive

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About Kindcard

Unless the context otherwise requires, in this report, the terms “Kindcard”, “Company”, “KCRD”, “us”, “we”, or “our” refers to Kindcard, Inc., a Nevada corporation, and its subsidiaries. The Company’s principal office is located at 1001 Yamato Road, #100, Boca Raton, Florida, 33431. The Company’s telephone number is (888) 888-0708. The Company’s websites are: www.kindcard.com, www.paywithdeb.com, and www.thetendercard.com. The Company reports its operations using a fiscal year ending January 31, and the operations reported on this Form 10-K are presented on a consolidated basis.

In its own words, from its 10-K, filed May 19, 2026.

Kindcard against its Retail-Miscellaneous Shopping Goods Stores peers

The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: -20% against the peers' median +3%. Operating margin: -74.5% against the peers' median -0.4%.

CompanyQuarterRevenueY/YOp. margin
KCRD KindcardQ2 FY27$73K-20%-74.5%
DKS Dick's Sporting GoodsQ2 FY27$5.6B+53%7.9%
ASO Academy Sports & OutdoorsQ2 FY27$1.6B+3%15.0%
SPWH Sportsman's Warehouse HoldingsQ2 FY27$296M+0.6%-0.4%
BNED Barnes & Noble EducationQ1 FY27$291M+0.8%-5.9%
PEW GrabAGun Digital HoldingsQ2 2026$23.2M+9%-11.1%

Source: Kindcard 10-Q on SEC EDGAR · CIK 1696025 · Retail-Miscellaneous Shopping Goods Stores

More on KCRD

History

Every quarter: Q2 FY27 results · Q1 FY27 results · Q4 FY26 results · Q3 FY26 results · Q2 FY26 results · Q1 FY26 results · Q4 FY25 results

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